how much does a doctorate in education cost

Tuition and Costs

There are many factors to consider when choosing a graduate program and cost is certainly one of them. Learn more about HGSE's academic programs in addition to our tuition and cost of attendance.

Tuition Charges

The following tuition and fee charges are in effect for the 2024-2025 academic year and are subject to change for future years. Tuition and fee charges for the 2025-2026 academic year are published in March 2025. Summary (PDF) of tuition and cost information for the current 2023-2024 academic year.

HGSE is committed to helping you achieve your academic and career goals – and offers many financial aid options to support you.

Full Cost Details

Please note the Standard Student Budget includes actual tuition and fee amounts as well as estimated allowances for related educational expenses. Tuition and Health Insurance Fees are expenses that are directly billed to students, while all other categories are estimated allowances that should not be exceeded. Financial aid eligibility is determined using the following standard cost estimates, updated estimates are published annually in March for the upcoming academic year. Summary (PDF) of tuition and cost information for the current 2023-2024 academic year.

View Standard Residential Ed.M. & C.A.S. Details

View standard part-time online ed.m. details, view full-time ed.l.d. details.

^ Ed.L.D. students receive a guaranteed funding package to cover these costs.

* Year 2 in the Ed.L.D Program is a 10 month academic year, while Years 1 and 3 are 9 month academic years.

For full details regarding Ph.D. Program costs, visit the Graduate School of Arts and Sciences (GSAS) Cost of Attendance .

Tuition and Fees

Tuition and fee costs are subject to change and are determined each year. Please be aware that future tuition costs, fees, and standard student budget amounts may differ from year to year. Updated figures will be published on this website and in future editions of the Financing Your Education guide , which is updated on a yearly basis. Information regarding health insurance fees, coverage, and waivers can be found on the Harvard University Student Health Program website . Online part-time Ed.M. students will not be automatically enrolled into the comprehensive student health insurance program. Information regarding billing and payment dates can be found through Harvard Student Accounts .

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Questions regarding tuition and course credit policies can be directed to the  HGSE Office of the Registrar . 

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The Doctorate in Education: Is it Worth It?

At some point along their career track, many educational professionals eventually weigh the decision to earn a Ph.D. or Ed.D. in education.

In our last blog post , we examined the differences between the Ph.D. and Ed.D. and the benefits an Ed.D. can offer those pursuing leadership roles in education—as well as positions in nonprofit and government agencies and private sectors. We also surveyed the differences among Ed.D. programs, how to choose a college or university, and what to expect from the curriculum.

But what about time and cost? After you complete your Ed.D. will you see an increase in career opportunities and salary? In other words, is the juice really worth the squeeze?

Let’s take a look.

How Long Will It Take To Earn a Ed.D.?

If you’re considering earning your Ed.D. in education , you’ve most likely already completed your M.A. or M.A.Ed. Like a master’s degree, a doctorate takes a significant time commitment and a high level of personal dedication. It’s not easy.

While it’s possible to earn the degree in as little as two years of full-time study, most students don’t take this route. Unlike Ph.D. candidates, most Ed.D. candidates are employed full-time in the education field and choose to continue their jobs alongside their studies.

Depending on the course load and the design of the dissertation or capstone project, the degree can take four, five, or up to seven years at most.

How Much Does an Ed.D. Cost?

While the length of time you’ll spend working on your Ed.D. is important, it’s also essential to weigh the financial commitment of the degree. Here are some points to keep in mind when estimating the investment you will need to make to earn an Ed.D.:

• Tuition Costs. A typical Ed.D. program will require 60-66 credits. Tuition costs per credit can range from $350 to $775, resulting in a final price tag of $21,000 to $55,000 for the degree. Also look into any additional fees and the cost of attending orientation and conferences, and any professional memberships or certification programs that may be required.

• Program Location and Cost of Living. If you plan to enroll in a program in another city or state, what will the cost of relocating be? Will there be a change in your overall cost of living in the new location? Will you be able to keep your current job if you move, and if not, will your salary take a hit? More and more schools are now offering Ed.D. degrees entirely online, which can be a great option if there are no good programs in your geographic area and you don’t want to quit your day job.
• Employment Status. If you maintain a full-time job while earning your degree you won’t have to sacrifice your income, healthcare, or 401K savings to go to school.
• Tuition Reimbursement. Many employers offer financial incentives to current employees to advance their education, especially in a field relevant to their job duties. Check to see if your company or organization participates in a tuition reimbursement program. If so, do your research to make sure that the course of study you decide on will qualify.

Earning a doctorate is challenging and rewarding, but do you know what to really expect? Download this free guide for tips and insights to help you prepare for success.  

How can an ed.d. impact earning potential.

While an Ed.D. can grow your skill set, it can also have a significant impact on your annual earnings. Most senior positions in education and educational administration require an Ed.D., which is one of the main reasons that education professionals choose to pursue the degree. Having an Ed.D. under your belt allows you to advance within your current organization or to acquire a highly sought job at a school or university.

Here’s a look at the top senior education positions and what you can expect to make from each:

The focus of your coursework can also impact your future earnings. Most programs that lead to positions in private schools and companies will likely yield a higher salary than those that lead to nonprofits or public institutions. And a specialization in higher education administration and management will often yield a higher salary than a specialization in early childhood education.

5 Reasons To Earn Your Ed.D. That Have Nothing To Do With an Income Boost

Deciding to pursue an Ed.D. is a big decision that should not be taken lightly. As we’ve seen, it requires a significant commitment of both time and money. However, if you’re looking to advance your career and maximize your earning potential, the degree can open up a range of new possibilities.

Here are the top 5 reasons to earn your Ed.D.:

• You will gain the skills needed to effect change in your organization. An Ed.D. will help you hone your communication, assessment and management skills—skills that are in great demand in today’s educational institutions. If you are interested in taking the wheel, an Ed.D. will prepare you to advance and expand in your school or organization.
• You will develop the tools you need to become a better administrator in today’s educational environments. Education is a rapidly changing field; advanced study into current education trends, including digital literacy and collaborative learning will allow you to apply your knowledge and experience to solve problems and fix gaps in the educational systems around you.
• You can add clout to your résumé to give your new career search a boost. Are you looking to pursue new opportunities in the educational field? Whether you’re hoping to land a job in public education, government or the private sector, an Ed.D. degree will help your résumé stand out from the rest. Many programs offer specializations such as curriculum, instruction and assessment or higher education leadership, allowing you to gain specific skill sets and build your professional network within the area.
• You can learn how to better leverage technology to teach future generations. Educational technology is evolving in new and exciting ways. Learning how to incorporate technology into instructional design will allow you learning challenges in classrooms and training rooms in new ways.
• You will be qualified for senior educational leadership positions. Many elite, well-paying jobs—including superintendent, dean, and college president—require a doctorate. And, according to the Bureau of Labor and Statistics, post-secondary college administration positions will experience faster than average growth in the coming decade.a

Tips on Getting Started

By now you may be 100 percent sure you’re ready to pursue an Ed.D.. Now what? What should you look at when researching programs and an estimating a graduation date? Consider the following factors to help determine a realistic timeline for the degree:

• Transfer Credit. Ed.D. programs typically transfer academic credits earned from any previous doctoral coursework . The amount of credits you can transfer will vary from one university to another. Reaching out to admissions counselors at different schools will help you find the best fit.
• Course Load and Schedule. Whether you will be studying in a classroom or remotely, you’ll need to decide how many classes you will be able to handle per term. This will vary based on the demands of your day job and family commitments, as well as your competence and background in the subject matter. If you are working on an academic schedule you should also look into which programs offer classes during the summer (when you may have more time to commit to your studies).
• Dissertation or Capstone Project. Most Ed.D. programs conclude with a final practicum, where you take what you have learned over the course of your classes and apply it to a real-world problem. The requirements of the dissertation or capstone project will depend on the college or university. If you are able to design your project to focus on your current place of employment, you will likely be able finish in less time than someone who cannot.

If you are a mid-career education professional looking to advance your career, raise your salary, and impact real change, then the answer is: Yes, it’s worth getting the degree. An Ed.D. requires a significant investment of both time and money—and it isn’t for everyone. But by doing the research and making the investment in the right way, you can position yourself to grow your career in a meaningful, financially rewarding way.

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Financing Your Education - Doctoral Programs

A doctoral degree is a significant investment in your future, and financing your education is a critical factor to consider. While the funding we provide covers the basic standard cost of attendance determined by Stanford University for a modest life as a graduate student, accepting an offer from a doctoral program has significant personal, professional, and financial implications. Below you’ll find information on GSE and Stanford financial support for doctoral students, as well as other important considerations when it comes to financing your PhD.

Funding guarantee

Stanford GSE offers all admitted PhD students a five-year funding package that provides tuition aid, fellowship stipend, and assistantship salary which covers the standard cost of attendance. The funding is based on meeting the basic financial need of the student alone for the first five academic years of the doctoral program and entails assistantship work. The cornerstone of the GSE doctoral experience is the apprenticeship that all students undertake, typically under the guidance of their academic advisor, but often with other Stanford faculty as well. In this apprenticeship model, doctoral students are provided with a funding package that consists of opportunities to serve as teaching and research assistants for faculty members' courses and research projects. By this means, and in combination with the coursework, students are prepared to excel as university faculty, education researchers, and leaders in the field.

All funding is contingent upon satisfactory academic progress and performance on the research and teaching assistantships. There is no separate application for this funding.

Assistantships

As part of the academic and professional training and development, students undertake assistantships which provide both salary and tuition. Research assistantships are funded by faculty research grants, other faculty funds or as needed, by the GSE Dean’s Office, and can lead to joint publications with faculty or to dissertation topics. Students who have sufficient expertise and experience may also be selected as teaching assistants for courses at the GSE or other Stanford schools and departments. Assistantships are typically secured in consultation with faculty advisors. Students work 10 hours (25% assistantship) or 20 hours (50% assistantship) a week depending on their year in the program. 

• Research assistantship (RA): Various duties for research projects
• Teaching assistantships (3 types):
• Course Assistant (CA)—course preparation and grading
• Teaching Assistant (TA)—leads regularly-scheduled discussion sections
• Teaching Affiliate (TF)—full responsibility for course

Funding Details 2023-2024

Note: The above figures reflect 2023-2024 rates. Actual amounts will be adjusted to the rates for 2024-25 and future years.

Cost of attendance

Tuition depends on the units taken by the student. In addition to tuition expenses, the cost of attendance of a PhD program involves living expenses such as rent, food, and transportation. The sum of tuition and non-tuition expenses constitutes the standard cost of attendance. 

As you consider applying to graduate school, you can use the standard cost of attendance of your program —plus any additional expenses you might have—to create your financial plan, keeping in mind that tuition and non-tuition expenses of the standard cost of attendance are set by the university on an annual basis.

What you can do now to prepare financially if admitted

• Prepare for how your standard of living may change as a graduate student, especially if you are coming from a full-time job.
• Consider the length of your program, any dependents, existing debt, and additional financial commitments you may have. Students with children may review Stanford support programs for families.
• If you have personal or special circumstances that require additional expenses above and beyond the standard cost of attendance, plan accordingly.
• Start saving as much as you are able to cover any unexpected expenses you may incur while in graduate school.
• Familiarize yourself with federal as well as private student loans, their interest rates, fees, repayment options, deferment policies, and eligibility requirements, so that you are informed if you need to borrow.
• Be ready to cover all initial expenses, since fellowships and stipends will not be disbursed until a few weeks into your first quarter. Onboarding into a PhD program often requires up front out of pocket expenses for relocation.

Additional GSE resources

Once PhD students matriculate, the GSE has a variety of resources available to support academic work and unanticipated needs.

Students are eligible for up to three travel fellowships during their time at GSE if they are attending a conference or other professional development opportunity.

GSE Student Emergency Fund assists graduate students who experience a financial emergency or unanticipated expenses causing financial hardship. This fund is meant to support those who cannot reasonably resolve their financial difficulty through fellowships, loans, or personal resources. 

GSE Dissertation Support Grants help advanced PhD students who require additional financial support for dissertation research activities. These grants, available at up to $6,500 total per student, are available to students who do not have access to other funds to cover their dissertation costs.

Stanford University resources

Knight-Hennessy Scholars (KHS) program aims to prepare the next generation of global leaders to address the increasingly complex challenges facing the world. The program selects up to 100 students each year and provides three years of financial support that is integrated into the GSE’s funding package for PhD students.

Vice Provost for Graduate Education awards various fellowships for doctoral students and maintains a list of other Stanford fellowships that students may consider.

Cardinal Care subsidy is an automatic university-wide subsidy program for graduate students. Vaden Health Center manages the university’s Cardinal Care student health insurance.

Stanford Financial Aid Office oversees a number of financial support programs specifically for graduate students with challenging financial situations. 

Additional hourly work is available to students who wish to work for pay as "casual labor" at Stanford up to eight hours a week, provided work does not adversely affect the academic program. Requires approval from the student’s advisor and the Academic Services team.

Other funding sources

External fellowships are integrated into the GSE’s funding package. There are many funding opportunities offered outside of Stanford. The GSE admissions team has compiled an external fellowships and grants document for you to explore, though you should plan to do your own research as well. International students can find additional sources of funding on the Institute of International Education’s (IIE) Funding for U.S. Study website and this publication .

Stanford is committed to providing benefits through the Yellow Ribbon Program of the Post-9/11 GI Bill® to students in degree-seeking programs. GSE students who qualify for Chapter 33 benefits at the 100% level may be eligible for additional funding through the Yellow Ribbon Program. Please note that for GSE students receiving tuition fellowship funding, the Yellow Ribbon match may reduce and in some cases replace institutional grants and scholarships. For instructions, visit the page, Activate VA Education Benefits at Stanford .

International students are guaranteed the same funding package as domestic students. However, there may be restrictions regarding the number of hours and opportunities to work during the summer months. To learn more, please contact the Bechtel International Center .

To meet immigration regulations, international students must show proof of adequate financial support to cover the length of time of their graduate program. While international students are not eligible for U.S. federal loan programs, they may qualify for private/alternative loans. Many lenders, however, require that a U.S. citizen or permanent resident co-sign the loan. You can find information and tools to help you choose private loan programs most frequently used by Stanford students here. A comprehensive list of private loan programs is available at FinAid.org .

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Dollars and Degrees: How Much Does a Doctorate Cost?

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For many, obtaining a doctorate can come with a hefty price tag. The cost of a doctoral degree can vary depending on the field of study, the institution, and whether the student is attending full-time or part-time.

In this article, we'll talk about some of the factors that contribute to the cost of a doctorate and provide an estimate of how much it may cost.

What's the Average Cost of a Doctoral Degree?

Pursuing a doctorate is a financial commitment and an investment in knowledge and faith. According to the Education Data Initiative , the cost of a doctorate depends on the institution and the state it's in, the field of study (type of degree), the length of the program, and whether or not financial assistance is available.

However, the average cost of a Ph.D. is estimated to be around $106,860.

At DBU, we are committed to providing affordable excellence. The average cost of our doctoral programs reflects our dedication to making transformative education accessible.

Please visit the Cashier’s Cost of Attendance webpage  for the latest Cost of Attendance rates.

Travel and additional expenses can also add to the overall cost of obtaining a doctoral degree.

Is a Doctorate Different From a Ph.D.?

A "Ph.D." or Doctor of Philosophy is a specific type of doctoral degree. The term "doctorate" is a broader term encompassing various types of postgraduate degrees, such as Doctor of Education, Doctor of Business Administration, and Doctor of Medicine.

In other words, a Ph.D. is a type of doctoral degree, but not all doctorates are Ph.D.s. For example, a Doctor of Education (Ed.D.) is a degree focused on education, while a Doctor of Business Administration (D.B.A.) is focused on business.

How Long Does a Ph.D. Take to Complete?

On average, it takes approximately four to eight years to complete a Ph.D. program. The length of time it takes to complete a Ph.D. program can vary depending on several factors, including:

• Field of study: Some fields, such as the humanities and social sciences, tend to have longer Ph.D. programs than others, such as engineering and business.
• Individual circumstances: Some students may be able to complete their Ph.D. program more quickly than others due to their prior academic experience, research experience, and time commitment.
• Program requirements: Different Ph.D. programs may have different requirements for coursework, research, and teaching assistantships, which can affect the overall length of the program.
• Funding availability: Students who receive funding or financial assistance may be able to dedicate more time to their studies and complete their Ph.D. program more quickly.

Tips for Financing Your Doctorate Degree

If pursuing a doctorate seems out of reach financially, don't give up hope. Start by getting in touch with DBU’s Financial Aid Office . Below are several ideas to help you finance your doctoral degree:

• Research and apply for scholarships and grants specifically designed for doctoral students. Check out databases like Fastweb for comprehensive lists. Additionally, specific to Christian higher education, the Fund for Theological Education offers fellowships for those pursuing advanced theological studies.
• Look for funding opportunities from organizations, foundations, and government agencies related to your field. For example, the Baptist General Convention of Texas (BGCT) offers scholarships to part- and full-time students enrolled in a master’s or doctoral degree program leading to the practice of ministry in a vocational church-related setting. National Science Foundation provides funding for various STEM disciplines, while the Social Science Research Council supports social science research.
• Consider taking on part-time work or freelance opportunities. Platforms like Upwork and Freelancer offer various freelance opportunities. Additionally, while DBU does not do so, other universities often have research or teaching assistant positions that allow you to contribute to your field while earning income.
• Seek out employer tuition reimbursement programs. Many companies encourage employees to pursue advanced degrees by providing financial assistance.

The Bottom Line

Pursuing a doctorate is an investment in your future. With thoughtful planning and strategic exploration, you can overcome these financial hurdles. Your investment today isn't just in education; it's a seed planted for a future harvest — harvests of academic triumphs and spiritual growth.

As you navigate this path, remember the comforting words of Philippians 4:19 (ESV) : "And my God will supply every need of yours according to his riches in glory in Christ Jesus."

Explore More

If you’re considering an online bachelor’s degree, you may be wondering if it’s the right decision for you. This list of pros and cons can help you decide.

Earning college credit for knowledge and skills earned through work experience in DBU’s degree completion program saves bachelor’s degree students time and money. Here’s how.

This comprehensive guide covers everything from choosing a topic to finalizing your dissertation.

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Do PhD Students Pay Tuition? Unpacking the Cost of a PhD

Choosing to pursue a PhD is a major milestone, but it comes with a host of concerns and questions. As a prospective doctoral student, you might wonder if you pay tuition for a PhD and how much that will cost.

In many cases, the answer is no, PhD students do not pay tuition. Instead, universities often provide their doctoral students with tuition waivers and funding packages to carry them through their years of study. 

However, it's important to bear in mind that this isn't always the case and the specifics can vary greatly. Navigating PhD funding can seem daunting at first, but understanding how tuition, stipends and other sources affect the out-of-pocket cost of a PhD can help you feel more confident in your decision.

How Much Does a PhD Cost?

Contrary to popular belief, the costs of a PhD program aren't set in stone. Factors like the institution, geographic location, field of study and funding support all play a role in how much you’ll actually pay for a doctoral program. Depending on your field, some PhD programs pay you . 

To give you a clearer picture, let's break down expenses and potential support.

Tuition and Fees

Tuition and fees are typically the most substantial expense. How much you pay depends on the institution offering the program and the field of study you choose. According to the Education Data Initiative , the average cost of a PhD specifically is $106,860, while the average cost of a doctorate degree in general is higher at $150,835.

You can expect a lower cost at public institutions ($93,670 on average) compared to private universities ($129,395 on average). Considering the time to complete a doctorate degree ranges from approximately 4 to 8 years, the duration of your studies can influence the total price.

While figures like this seem substantial, it's important to remember that scholarships, grants, fellowships and assistantships significantly reduce the out-of-pocket expenses for most PhD students. For instance, the average grant aid for a doctoral degree is $16,502 annually, and 21.4% of PhD students surveyed by the Education Data Initiative offset their costs with teaching assistantships. 

As a result, actual paid expenses are often much lower than the listed tuition and fees.

Books and Materials

The cost of study materials, including textbooks and research supplies, varies depending on the specific requirements of your field of study.

For example, PhD students in Earth Sciences or Chemistry might need to invest in lab equipment and materials, while students in Humanities may require numerous books and subscriptions to academic journals.

However, it's essential to note that many programs provide funding resources that help offset or eliminate these costs. Universities often offer subsidies or funds for research materials, and there are numerous grants and scholarships specific to different fields of study. Libraries and interlibrary loan systems can also be a valuable resource for accessing required books and academic journals.

Healthcare and Living 

Cost of living and healthcare can vary greatly depending on your circumstances and location. Major cities, for example, tend to have higher living costs than smaller towns or rural areas. 

The higher expenses in cities often correlate with increased access to resources, research opportunities and a wide variety of entertainment and lifestyle choices. On the other hand, smaller towns or rural areas might offer lower cost of living and fewer distractions but may limit access to extensive resources or opportunities.

Luckily, many universities offer annual stipends as part of their financial aid packages for PhD students. These stipends are designed to help you manage your living and healthcare expenses, allowing you to concentrate on your studies and research. Some universities may also provide budget-friendly on-campus housing options to help mitigate overall costs. 

Navigating the Financial Landscape of a PhD

The path to earning a PhD isn't just an academic journey, but a financial one too. While it's true that in many cases, PhD students don't pay tuition, it's crucial to understand that it’s ultimately variable depending on where and what you choose to study. Financial aid packages and stipends can be a substantial help, providing relief to both domestic and international students.

At the Moody School of Graduate and Advanced Studies, we pride ourselves in providing an environment that fosters academic excellence, research innovation and professional development. With the generous support of the Moody Foundation, we have expanded our funding opportunities, enabling a diverse range of talented students to become part of our community.

Our suite of financial resources, including fellowships, assistantships, and travel grants, aim to facilitate interdisciplinary collaborations and reduce financial barriers. By helping our students focus on their academic and research pursuits, we build a vibrant, diverse, and inclusive environment that sets the stage for future leaders to thrive.

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Education Ph.D.s: Time and Cost

A doctoral degree is the highest commendation a university can bestow upon its students. For those interested in pursuing a doctorate in education, the time and costs associated are truly dependent on how quickly you want to get through it. As it stands, there is no definitive cost or timeframe for a particular Ph.D. program.

How Long Does it Take to Get a Ph.D.?

How long it takes to complete your doctorate in education or gain a special education Ph.D. is up to you. As with most degrees in public universities, there is a series of core curricula that every student has to take regardless of their major, along with basic coursework for their field of study. Towards your fifth or sixth semester, you will attend advanced classes geared more towards your major. For doctorate programs, you can typically expect to take upwards of 60 additional hours of coursework and research to obtain your Ph.D. on top of your master's. It's important to keep in mind that getting your Ph.D. isn't simply about getting all of the necessary credit hours; it's about publishing original research to demonstrate you're truly an expert in your field, so the timeframe to complete your Ph.D. isn't necessarily dependent on the number of semester hours. If you're looking for a quick answer, you should know that most Ph.D. programs will take around 4 years on top of your undergraduate and master's coursework, assuming you're taking an average number of credits each semester.

What Does it Cost to Get a Ph.D.?

Depending on your Ph.D. program path, graduate degrees can take anywhere from 5 - 10 years to complete, putting the total figure for a Ph.D. degree in the range of $50,000 to about $100,000. As with all things, the cost to achieve your doctorate really depends on what university you attend and how long you take to gain all the required credits. Coursework aside, there are additional costs to obtaining your Ph.D., such as the cost of living, food, travel and more, all of which you will have to consider. The good news is that the FSU College of Education offers over $400,000 annually in scholarship and fellowship opportunities - more than any other public College of Education in Florida. You can learn more about scholarship and aid opportunities at education.fsu.edu/scholarships . In the education field, there are a number of focuses for a Ph.D. program. You can obtain a degree in the fields of educational research, education policy, education philosophy, curriculum and instruction, and more. Learn more about the various Ph.D. programs available at Florida State University's College of Education here: education.fsu.edu/graduate-programs .  

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Doctor of Education in Educational Leadership

Cost of attendance.

Fees are typically charged per semester. First-semester graduate students should expect the following:

How Much Does a PhD Cost?

How much does a PhD cost? Before you enroll in a doctoral program, you may have this pressing question on your mind.

The price of earning your PhD can vary greatly from one school to another, so it can help to pay close attention to the average costs at different institutions.

Editorial Listing ShortCode:

Once you have a better idea of the cost of earning this degree, you can make a plan for your doctoral studies and work toward achieving your goals.

According to the National Center for Education Statistics, the average doctoral student earning a research degree pays $16,526 in tuition per year. [1]

Plus, on average, there’s an additional $16,320 in non-tuition fees and expenses each year. That makes the average annual cost of a PhD $32,846. [1] It’s common to spend 3 to 5 years or more in a PhD program. That can seem like a staggering amount of money at first. You may be relieved to know, though, that you might not have to pay the entire amount yourself.

Many PhD candidates receive a good deal of support to help with their studies. PhD students fund their educations in a variety of ways, including:

• Fellowships
• Program-based funding

Program-based funding may include a stipend, a tuition waiver, and even benefits like health insurance. Fully funded online PhD programs are available, and in these programs, students are not responsible for covering any of the expenses associated with their doctoral education. It’s not always necessary to go into debt to pursue doctoral studies. Many students graduate from PhD programs without having incurred any debt.

One of the biggest assets that can help you graduate debt-free is an assistantship opportunity. You may be able to secure a role as a teaching or research assistant. In exchange for your work, you might receive a tuition waiver, a stipend, and other benefits.

Both the tuition at your school and the stipend you may receive will vary depending on where you enroll. To learn more about Ivy League costs, you can review the following table.

• Brown University: Tuition , stipends
• Columbia University: Tuition , stipends
• Cornell University: Tuition , stipends
• Dartmouth College: Tuition , stipends
• Harvard University: Tuition , stipends ( Engineering & Biological Sciences )
• Princeton University: Tuition, stipends
• University of Pennsylvania: Tuition , stipends
• Yale University: Tuition , stipends

This chart will give you an idea of typical PhD expenses at some of the top public universities.

• University of Arizona: Tuition , stipends
• Florida International University: Tuition , stipends ( Business & Bridge to the Doctorate Fellowship Program )
• Georgia State University: Tuition , stipends
• Ohio State: Tuition , stipends
• Texas A&M: Tuition , stipends ( Chemistry & Chemical Engineering )
• University of Central Florida: Tuition , stipends
• University of Florida: Tuition , stipends ( Engineering & English )
• University of Illinois: Tuition , stipends ( Math & Communication )
• University of Minnesota: Tuition , stipends ( Management & Public Health )
• University of Texas: Tuition , stipends ( Computer Science & Biology )

These rates reflect general tuition and stipends at the above schools, but the rates may vary somewhat depending on your program and the terms of your assistantship.

For example, you’re likely to earn more for a half-time assistantship than for a quarter-time one, and you’re likely to earn more for a 12-month assignment than for a 9-month one.

Factors That Affect the Average Cost of a Doctorate Degree

Many different elements will play into the overall price of earning your degree. One major factor is the type of school you attend. The following figures are based on data from the Urban Institute. [4]

Choice of School

• Private for-profit : $13,520 average annual tuition
• Private nonprofit : $25,160 average annual tuition
• Public in-state : $11,000 average annual tuition
• Public out-of-state : $22,590 average annual tuition

How long it takes to earn your degree can make a difference as well. The National Science Foundation offers data on how long PhD students in various fields are often in school. [5]

Program Length by Field of Study

• Education : 5.7 years
• Engineering : 5.3 years
• Humanities and arts : 6.8 years
• Life sciences : 5.5 years
• Mathematics and computer sciences : 5.7 years
• Physical sciences : 5.6 years
• Psychology and social sciences : 6.0 years

Online studies may change your costs. The tuition is often similar, but on-campus residency can be more expensive than living at home. Consider, for example, the graduate housing costs at the University of Miami. [6]

Online vs. On-Campus Housing Costs

• Living on-campus : $24,120 annually
• Living with a relative : $8,664 annually

On the other hand, teaching and research assistantships are less common for online PhD programs than on-campus ones. Even with housing costs, you may, then, spend less for on-campus studies.

Professional Doctorate Degree Cost

A PhD is not the only type of doctorate. There are also professional doctorates available, such as a Doctor of Podiatry (DPM) or a Doctor of Medicine (MD).

The following data from the National Center for Education Statistics provides an overview of the average doctoral degree cost annually. [1]

• Books and materials : $1,196
• Non-tuition costs and fees : $23,745
• Tuition : $34,910

In general, professional practice doctorates are more expensive than PhDs. According to the Urban Institute, 30% of professional practice doctoral programs have published annual tuition rates of more than $30,000. [2] Only 22% of PhD programs fall into that price category.

It’s also worth noting that doctoral students in professional programs are less likely to receive stipends, tuition waivers, and other benefits that often make school more affordable for PhD students.

Paying for a PhD

There are many ways to handle your PhD program cost. Perhaps you have the means to pay for your schooling on your own. If not, you may benefit from an assistantship, federal student aid, or the financial support of your workplace.

According to the National Science Foundation, the majority of students fund their PhDs through assistantships. [7] Further NSF data about primary funding sources is listed here.

Also, data from the National Center for Education Statistics shows that students earning research doctorates took out, on average, $20,500 in loans. [3]

Graduate students may be eligible for Direct Unsubsidized Loans and Federal Direct PLUS Loans.

Student Loan Debt of PhD Graduates

When it comes to the cost of a PhD, what you study can be as important as any of the other factors. As a general rule, people who get research doctoral degrees in education are much more likely to graduate with debt than other doctoral students.

The following data from the Urban Institute supports this idea. [8]

According to the National Center for Education Statistics, the average non-education PhD graduate had a loan balance of $98,800. [9] For those with degrees in education, the average balance was $111,900.

If you are interested in a degree in education, you may want to pay particular attention to the tuition costs and benefits available at the schools you’re considering.

Is a PhD Degree Worth It?

Yes, a PhD degree is worth it for many students. The Bureau of Labor Statistics states that unemployment rates are quite low among people with doctoral degrees. The overall American unemployment rate is 4.7%.

Among people with doctorates, the unemployment rate is only 1.5%. [10] Plus, a PhD can put you on the path toward a research role or a tenured career in academia. In addition, it is an impressive personal accomplishment.

If you’re considering pursuing a terminal degree, then you’ve probably been wondering, “How much is a PhD?” Now that you know, you can start your search for the accredited school that’s right for you.

[1] National Postsecondary Student Aid Study: 2016 Graduate Students (NPSAS:GR). US Department of Education. National Center for Education Statistics.

[2] Figure 3. Baum, Sandy and Patricia Steele. The Price of Graduate and Professional Schools: How Much Students Pay (PDF). Urban Institute. NCES, NPSAS 2012.

[3] Table A-8: Average amounts of selected types of financial aid received by graduate students. US Department of Education. National Center for Education Statistics.

[4] Appendix A. Baum, Sandy and Patricia Steele. The Price of Graduate and Professional School: How Much Students Pay (PDF). Urban Institute. NCES, NPSAS 2012.

[5] Table 31. Median years to doctorate, by major field of study: Selected years, 1994–2019. National Center for Science and Engineering Statistics, Survey of Earned Doctorates.

[6] 2023-2024 Estimated Graduate Cost of Attendance . University of Miami. Graduate Professional Financial Assistance.

[7] Table 35. Doctorate recipients’ primary source of financial support, by broad field of study, sex, citizenship status, ethnicity, and race: 2019. National Center for Science and Engineering Statistics, Survey of Earned Doctorates.

[8] Baum, Sandy and Patricia Steele. Graduate and Professional School Debt: How Much Students Borrow (PDF). Urban Institute. 2018.

[9] Trends in Student Loan Debt for Graduate School Completers (PDF). Spotlights. The Condition of Education 2018. National Center for Education Statistics.

[10] Earnings and unemployment rates by educational attainment, 2021 . Bureau of Labor Statistics.

Tuition & Fees

Program fees 2023-2024, total cost (tuition & campus fees only):  $55,034.96*.

 *approximate - subject to budgetary adjustments for 8 semesters at $6,879.37.

Please review the Student Financial Services Tuition and Fees for the academic year    for any changes.

Section 5: Tuition and Fees: Doctoral Tuition

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Doctor of Education (EdD)

Doctor of healthcare administration (dha), doctor of human services, doctor of information technology (dit) (quarter), doctor of nursing practice (dnp), doctor of public administration (dpa), doctor of public health (drph), doctor of social work (dsw), phd in clinical psychology, phd in counselor education and supervision, phd in criminal justice, phd developmental psychology, phd in education, phd in forensic psychology, phd in health education and promotion, phd in health services, phd human services  (previously phd in human and social services), phd in industrial/organizational psychology, phd in management, phd in nursing, phd in psychology, phd in psychology professional programs (clinical/counseling), phd public health, phd in public policy and administration, phd in social work, psyd behavioral leadership, doctor of business administration (dba) (semester), doctor of information technology (dit) (semester), doctor of business administration (dba) (quarter).

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$645 per quarter credit hour for coursework

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$630 per quarter credit hour for coursework

$745 per quarter credit hour for coursework

$730 per quarter credit hour for coursework (This rate applies only for students beginning August 30, 2021, and forward.)

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$655 per quarter credit hour for coursework

$640 per quarter credit hour for coursework

$675 per quarter credit hour for cousework

$660 per quarter credit hour for coursework

$905 per quarter credit hour for coursework

$80 practicum rate

$880 per quarter credit hour for coursework

$670 per quarter credit hour for coursework

$655 per quarter credit hour for coursework

$620 per quarter credit hour for coursework

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$650 per quarter credit hour for coursework 

$635 per quarter credit hour for coursework

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$2,020 Internship

$515 per quarter credit hour for coursework

$1,980 Internship

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$675 per quarter credit hour for coursework.

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$7,325 per term

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$5,600 per term

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Tuition rates effective on or after February 26, 2024

$765 per quarter credit hour for coursework

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Completion Program Tuition

Tuition includes one required residency and one required dissertation intensive . Standard program fee still applies

Mixed-Model Tuition (flat fee)

$750 per quarter credit hour for coursework

$720 per quarter credit hour for course work (students who started prior to March 2015)

$790 per quarter credit hour for coursework

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Tuition rates effective on or after January 8th, 2024 .

$1,025 per semester credit hour for coursework

Tuition rates before January 8th, 2024 .

$980 per semester credit hour for coursework

$1,060 per semester credit hour for coursework 

$1,060 per semester credit hour for coursework

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How Much Does a PhD Cost?

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Obtaining a PhD is a great way to open up your career options and fulfill personal goals. If you’re deciding whether to go back to your school for a doctorate degree, make sure to get a picture of what it will cost you beforehand so you can make an educated financial choice. In this article, we take a deep dive into how much a PhD costs, including non-tuition expenses and hidden costs. We also list the pros and cons of earning a PhD, as well as ways to fund your degree if it is the right choice for you. Let’s get started! 

What is a PhD? 

“PhD” is the abbreviated title for “Doctor of Philosophy.”  A PhD is an academic degree that qualifies the degree holder to teach at the university level or work in specialized positions in certain fields. PhDs generally focus on STEM research and teaching fields. 

Keep reading : Everything you need to know about a doctorate degree

How much does a PhD cost? 

It usually takes around eight years to earn a PhD at an average tuition cost of 81,000 . 

The true cost of a PhD is very dependent on the following factors: 

• Choice of school
• Field of study
• Type of PhD 
• Location of school
• Dollar amount of student loans

Also see: What is the average amount of graduate school debt?

Other costs associated with receiving a PhD

Living expenses .

In addition to the cost of tuition involved in earning a PhD, there are numerous outside factors that add to the total spent. These predominantly include living expenses such as housing, food, insurance, and transportation. The cost of these necessities will vary depending on the state, city of residence, and number of years it takes to earn a PhD. Therefore, it is important to consider all these factors when planning to earn a PhD. 

Hidden costs of a PhD

Besides just the monetary cost of a PhD, receiving this degree has some hidden costs that can affect whether a PhD is truly worth it. Let’s look at some of the most important hidden costs.

Receiving a PhD takes a long time! If you want to earn a PhD, it will take up to eight years to do so. 

Delayed opportunities

Because receiving a PhD takes time, this means there may be work and life opportunities and experiences you miss out on or have to delay.

Lost income

While focusing on earning a PhD, you will need to focus on your education rather than maintaining a steady flow of income from a job. You will most likely not be able to hold down a full-time job while completing your PhD schooling. 

The chance of not finishing

Unfortunately, it is quite common to start but not earn a PhD. There are a lot of factors that hinder students from receiving their PhD, including the following: 

• Realization they do not want a PhD
• Lack of ability to pay for a PhD
• Inability to maintain a school work balance

Ways to fund your PhD 

Luckily, prospective PhD candidates have numerous options to help them fund their education. Typically, PhD students turn to a variety of funding sources, including scholarships, grants, studentships, loans, and employer sponsorships. 

PhD Scholarships

There are a variety of scholarships out there intended for PhD students to help them on their academic journey. These funds can typically be used for tuition, books, and other educational expenses. Try checking out our very own Gutsy Graduate Scholarship to get started!

Grants are very similar to scholarships. They provide money for students for tuition and other academic expenses.

Studentships

A “studentship” is a name that is most often used for PhD scholarships. Studentships are an opportunity for PhD students to receive funding in order to ease financial pressures. Traditionally, studentships are awarded based on merit and achievement. 

Loans are a common way of funding PhD students. The US Department of Education offers Direct PLUS loans as well as Direct Unsubsidized Loans to graduate and professional students. 

Assistantships

Graduate assistantships are opportunities to earn money while taking on a position that allows you to make connections and obtain skills in your field. There are various types of assistantships such as teaching and research assistants. Depending on your institution and professor, your role may vary widely depending on what your professor is working on. So, it is important to do your research before accepting an assistantship to determine if it is the right role for you. An assistantship typically functions as a job where you serve a certain number of hours and will be paid for your labor. 

Fellowships

Fellowships can vary widely depending on the institution; however it is essentially funding granted to students to help lower the cost of education. A fellowship is typically a merit-based scholarship for advanced study of an academic subject and is granted to the top candidates in their class. Graduate fellowships typically will cover the cost of tuition as well as a stipend to be used to cover the cost of living which makes graduate studies affordable for academically-driven students. 

Further reading : Assistantships vs. fellowships: What’s the difference? 

Employer sponsorships

In some cases, you may be eligible to receive employer sponsored funding to earn a PhD. In order to do this, you will usually need to demonstrate to your employer that receiving a PhD will also benefit the company as a whole. 

Also see: Top graduate school scholarships

Is a PhD worth it? 

The answer depends on the individual student’s goals and financial situation. There are many pros and cons associated with receiving a PhD. We include a few of the most common reasons below. 

• Access to more prestigious and high-paying jobs
• Development of skills
• Networking opportunities 
• Can make significant contributions to your field of study 
• Financial costs/debt
• Isolating and lonely experience for some
• Stress associated with academic rigor
• Limited job openings after graduation 
• Loss of valuable job experience and opportunities
• Length of time to earn a PhD

Some questions to ask yourself before pursuing a PhD

• Why do I want a PhD? 
• Am I financially prepared to fund a PhD?
• What jobs will be available to me after receiving a PhD?
• Do I have the prerequisites and experience to move forward to a PhD program? 

Related: What is a research university?

Overall cost of PhD

In total, earning a PhD involves a considerable investment of time and money. It can also put you in touch with incredible peer support, mentors, and resources, and be incredibly rewarding and help you start down the path towards your dream career. Be sure you are confident in your decision before starting your PhD journey, and best of luck to you! 

Also see: Grad school financing options

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How much does a ph.d. cost.

Regardless of your career field, you have an opportunity to excel in your area through a doctorate-level program . It is your path if you are interested in carrying out life-changing research or teaching . A doctoral degree also adds value to your CV and opens up many high-paying job positions.

However, it’ll take a while before you get to that high-paying and respectable position. It is a long-term commitment that pays little in the process and requires determination to continue research no matter what. Ph.D. programs are expensive, and while most of them are funded by means other than your own pocket, the latter option is also possible. Therefore, you have to clearly understand that you are positive about spending the next 4–8 years living on a salary that is hardly on par with the average living wage.

How Much Does Education before Ph.D. Cost?

Fully-funded ph.d. programs, ph.d. funding options, ph.d. and future career, salaries for doctoral graduates, the final thoughts.

Before we get to a Ph.D. cost and its funding options in detail, we have to note that a Ph.D. or a professional doctoral degree isn’t something you can apply for and get just because you want to. You can’t enter grad school before you’ve completed earlier stages of your education (which are not free of charge in the US as well). Before you get to a Ph.D., you have to complete at least one of the two first stages—a bachelor’s degree or/and a master’s degree.

Undergraduate Studies

University level first stage : Associate Degree (Associate of Arts (AA), Associate of Science (AS), Associate of Applied Science (AAS)), Bachelor’s Degree (Bachelor of Arts (BA), Bachelor of Science (BS), Bachelor of Applied Arts (BAA), Bachelor of Fine Arts (BFA)), Advanced Certificate, First Professional Degree

Graduate Studies

University level second stage : Master’s Degree (Master’s Degree in Business Administration (MBA), Master’s Degree in Education (M.Ed.), Master’s Degree in Accounting (MAcc), Master’s Degree in Public Health (MPH), Master’s Degree in Engineering (M.Eng.)), Post-Master’s Degree/Certificate, Diploma/Certificate, Degree of Education Specialist

University level third stage : Research Doctorate (Ph.D.) , Professional doctoral degrees

Source: k12academics

Average Cost of an Associate Degree

Associate of arts (aa), associate of science (as), associate of applied science (aas), associate of nursing (an)/associate degree nurse/nursing (adn), associate of engineering (ae/aeng), etc..

In 2020-2021, the average cost of an associate degree ranged around $11,557 per year from a public institution and $25,667 per year from a private institution, according to NCES .

An associate degree is a 2-year undergraduate academic program that covers the fundamental knowledge of a subject and allows getting a profession twice as fast and at a lower cost than a 4-year college.

Average Cost of a Bachelor’s Degree

Bachelor of arts (ba), bachelor of science (bs), bachelor of applied arts (baa), bachelor of fine arts (bfa), bachelor of technology (b.tech.),  bachelor of engineering (be/beng), etc..

In 2020-2021, the average cost of a bachelor’s degree ranged around $21,337 per year from a public institution and $46,313 per year from a private institution, according to NCES .

The bachelor’s degree is a four-year academic program where students learn about a broad range of subjects and choose their major. It may or may not be preceded by an associate degree.

Average Cost of a Master’s Degree

Master’s degree in business administration (mba), master’s degree in education (m.ed.), master’s degree in accounting (macc), master’s degree in public health (mph), master’s degree in engineering (m.eng.), etc..

The cost of a master’s degree ranges broadly from $30,000 to $120,000 on average, depending on the program, field, school, additional fees, and other factors. STEM programs are more expensive than programs in education, for instance.

A master’s degree gives an opportunity to get deeper into a specific field of expertise. Master’s degree programs require a prior bachelor’s degree (either from the same school or at least in the same subject field) and a follow-up thesis or internship to graduate. 

The cost of a Ph.D. in the US ranges from $28,000 to $40,000 per year

With this being said, we should explain that when it comes to Ph.D. costs and funding, you can have a range of options from full funding plus a stipend to no funding and no stipend

Depending on the school, the type of research, and field of study, the department resources as well as some other things, the amount of the tuition waiver, the stipend, and any other allowances will vary greatly.

Some Ph.D.s are funded as a combination of teaching assistantships and research assistantships, which means that some of the funding comes from the university department, and some come from the individual faculty member grant funding. In this case, a Ph.D. student doesn’t pay anything and usually gets a stipend (=salary). 

Other universities offer doctorate-level degree programs that are either not funded at all or not fully funded. In this case, to pay for a Ph.D., a student has to take loans or work full-time and do a Ph.D. simultaneously, which is quite a challenge, as a Ph.D. is no less than a full-time job.

What Does Ph.D. Cost Depend On?

Choice of school.

The more prestigious college with a long-standing reputation and location offers the most expensive Ph.D. programs. Private programs also usually cost more than public ones. 

Here is an example of average graduate tuition for Ph.D. candidates at Columbia University from 2009 to 2021 (according to Statista ):

Field of Study

STEM and medical programs are usually more expensive than programs in social sciences. 

Type of Ph.D.

There is a difference between a Ph.D. and a professional doctorate degree , though both will give you a doctorate title. The former is an academic and research-focused degree; the latter is a research degree that is focused on the application of research findings into practice. Doctorate programs differ in terms of research complexity. For instance, if you are considering a doctorate program in Psychology, a Ph.D. is heavier on research than Psy.D., which focuses more on clinical training. A Ph.D. also gives you an advantage in the competition for a teaching position.

Location of School

If you live in the same state where the college or university of your choice is located, your doctorate program will cost you less. In-state and out-of-state students pay differently for the same studies. For instance, in the Leeds Ph.D. Program from the Leeds School of Business, “ The 2020-2021 stipend is $30,000 for the academic year. Ph.D. students funded by Leeds School of Business are required to work 20 hours per week as a research or a teaching assistant. The tuition waiver is equal to approximately $16,866 for a Colorado resident and $35,100 for a non-Colorado resident. ”

Amount of Student Loans

If you are unlucky and your program isn’t fully funded, you may consider taking a loan in the amount that’ll cover your program and additional costs. In this case, the overall cost of your Ph.D. will be even higher as interest should be added to the initial loan amount.

Doctor of Philosophy (Ph.D.)

The average cost of a Ph.D. is $98,800.

A Ph.D. is one of the longest doctorate programs that takes up to 8 years to complete. While some universities offer full funding, most Ph.D. students offset the cost of their degree with teaching assistantships.

Doctor of Education

The average cost of a Doctorate in Education is $111,900.

Doctorate programs in Education are funded on a smaller scale than the ones in STEM subjects. Therefore, students have to offset the cost of the degree with their own funds. They usually choose between a Doctorate in Education and a Ph.D. in Education. The former is more focused on professional practice and is shorter, while a Ph.D. in Education focuses on research and teaching and takes longer to complete.

Doctor of Psychology

The average cost of a Doctorate of Psychology is $132,200.

The same applies to doctorate programs in Psychology: less generous funding, more time to complete a Ph.D. in Psychology (focused on researching and teaching), and less time to complete a Psy.D. in Psychology (focused on direct clinical practice).

How Much Does an Online PhD Cost?

Nowadays, online Ph.D. programs are also broadly available. The average cost of an online Ph.D. program can range from $4,000 to $20,000+ . Over 400 colleges and universities offer online doctorate programs. According to the Research website, here are the five most affordable online schools for doctorate programs:

While some universities claim that they have fully-funded Ph.D. programs, in reality, you need to check the terms and conditions of each in detail. In fact, fully-funded Ph.D. programs are a great privilege, such positions are few, and the competition is insane. Fully-funded Ph.D. programs let a student focus on the research entirely without the need to spend half of the time teaching or assisting others or meeting any other conditions. However, such cases are rare. Here are some of the examples where a Ph.D. program is claimed to be fully funded:

• Columbia University provides full funding to its Ph.D. students doing research in the field of medicine, sciences, public administration and policy.
• Boston College’s Department of Psychology offers a fully-funded, research-oriented doctoral program (to cover 4 or 5 years of research).
• Duke University offers a Ph.D. program in History with multi-year funding packages.
• The Joint Program in Social Work and Social Science at the University of Michigan is also covered by a funding package that includes tuition, stipends, and health care.

A full list of such options can be checked on the Profellow website, where they give comprehensive lists of fully-funded Ph.D. scholarships in every field.

Yet, most of the time, students don’t get full funding, or the funding is conditional and should be compensated by doing certain teaching and research assistant-level work on campus. In other cases, students have to cover all Ph.D. expenses themselves.

Ph.D. Stipend (Salary)

The amount of stipend depends on many factors:

• The amount of a grant that an advisor or a professor has received
• The number of workers needed in the research
• The university rules
• The department’s overall funding potential
• The minimum/average living wage for the county in which the university resides
• The level of program competition

While getting a stipend/salary is better than not getting it at all, its amount is usually not high. In some cases, it’s not enough to cover average living costs.

You can check the information about Ph.D. student stipends and salaries on Phdstipends in many disciplines at universities all over the US and compare the real facts with your expectations. For instance, if you are considering applying for a Ph.D. program at Auburn University, you may find this information useful:

Source: Phdstipends

The Association of American Medical Colleges (AAMC) reported that residents and fellows receive, on average, a mean unweighted stipend of $59,279 for each program year. We retrieved the data as of July 1, 2021, from the AAMC Survey of Resident/Fellow Stipends and Benefits Report:

Also, according to the recent research carried out by two Ph.D. biology students , Ph.D. student salaries in the biological sciences are way below the basic cost of living. We recommend checking the research, as it’s regularly updated, mostly focused on biology science programs, and can serve as a very good illustration of the overall grad student salary situation: a very small percentage of institutions and departments seem to be able to offer salaries above the cost of living threshold.

Source: https://rhettrautsaw.app/shiny/BiologyPhDStipends/

How to Fund a Ph.D.?

According to the Survey of Earned Doctorates (SED) (Doctorate Recipients from U.S. Universities: 2020—the most recent report we’ve found; the next release is expected in November 2022), major sources of Ph.D. funding are

• Research assistantships
• Teaching assistantships
• Fellowships
• Scholarships
• Dissertation grants
• Student’s own resources (loans, personal savings, personal earnings; spouse, partner, or family assistance)
• Other resources (employer reimbursement, foreign support)

Source: NCSES

So, if your Ph.D. program is not fully-funded, here is what you can consider to cover the program parts that are not funded (or an entire program if that’s the case).

Make a Thorough Plan

First of all, you have to clearly understand why you want to pursue this path. Since an average doctorate program lasts for 8 years, which is a very long time, you have to be passionate about your research and have a clear vision of your goals and milestones. This is especially relevant for programs that offer insufficient funding. Do not overestimate your financial potential.

Check Your Ph.D. Program Conditions

If you plan to do research in STEM subjects or medicine, seek the programs that are funded by the National Research Council . There may be options to get financial help either individually or via scholarships. They also fund group and department research projects.

Nongovernmental Research Grants

Apart from governmental, federal, and state grants, there are many other funding alternatives that can be sought out to support research on a particular topic. We encourage you to learn about them all in your field of study. Check Educationusa for more information.

Apply for Assistantships

As an assistant, you will be expected to officially work up to 20 hours a week; however, in reality, you may be working more. There are three major assistantship paths:

• Research assistants help faculty in their research.
• Teaching assistants either assist faculty in teaching or teach classes themselves.
• Graduate assistants usually combine the functions of the ones mentioned above.

Assistantships are usually paid in the form of a salary (stipend) we’ve discussed earlier. Keep in mind, however, that not all departments have resources for assistants, and you will most likely have to compete with other Ph.D. students to get the position.

Apply for Fellowships

Ph.D. fellowships in the US help you get your tuition waived, get a stipend in the amount sufficient enough to cover your living expenses, and allow focusing on research without the need to fulfill any assistantship obligations. To become a fellow, you may need to apply separately to other organizations, as fellowships are frequently offered outside universities. The drawback is that Ph.D. fellowships are highly competitive and, as a rule, don’t cover the full duration of the studies.

Consider Getting Funds from Your Current Job

If you are a Ph.D. student and a current employee at a company, you can also inquire about their employee funding opportunities. Some businesses have financial assistance programs for workers who are getting a Ph.D.

Consider Getting a Loan

While this is an unfavorable option, you shouldn’t wave it aside at once. If your research is important and, at some point, you run out of all funding options, you can take a loan as a last resort.

Here is the number of doctoral degrees earned in the United States in 2019/2020 by field of research (according to Stataista ):

Source: Statista

So where did all those people go? Where can you go after getting your Ph.D.? There has been a clear trend recently for doctorate graduates to go into non-academic employment; however, many stay in the academic field as well. Here are the options that post-doc graduates can choose to pursue:

• A post-doc position at the institution where you got a Ph.D.
• A faculty position at the institution where you got a Ph.D. or at another university
• An adjunct position at your university (non-tenure-track position)
• Teach at an undergraduate institution
• Join a company in your field of specialization
• Become a consultant to policymakers and help put research into practice
• Become a business consultant
• Become an entrepreneur and start your own business
• Work for government and public services
• A career in science communication and science journalism
• Take any path you like

It is true that the job market for new Ph.D. recipients is better or worse in some fields of study than in others every year. While degree and specialization play a crucial role, the industry and the position also influence the amount of the annual pay. According to the Survey of Earned Doctorates (SED) , in 2020, in every field, the “ median expected salaries for doctorate recipients committing to jobs in industry or business​ were higher than those in postdocs and academe. ” 

The median salaries for postdocs in almost every field ranged from $50,000 to $55,000 in 2020.

• Postdocs in mathematics and computer sciences were an exception, as their median salary was $61,000 .
• The highest median academic salaries— $85,000 and $90,000 —were reported in engineering and other non-science and engineering fields, such as industry or business. 
• The highest median salaries in industry or business positions— $144,000 —were reported in the fields of mathematics and computer sciences.

Yet, as we’ve already mentioned, getting a Ph.D. comes with financial strings attached. Here is another chart that shows the correlation between the expected salary in a chosen field and the education-related debt. Apparently, doctorate recipients in the science and engineering fields have the lowest median cumulative debt and the highest median expected annual salaries; in business management and administration, graduates have a higher debt but also the highest expected salary of all. As opposed to these, doctorate recipients in the fields of psychology and other non-science and engineering fields are reported to have the highest median cumulative debt and the lowest median expected annual salaries.

As you can see, the topic of Ph.D. cost is quite an extensive one. There are many things that you should be aware of before deciding to pursue the doctorate path, as apart from being a respectable one, it also requires a huge investment .

Remember that your program may not be fully funded, so you’ll have to cover the rest of its cost by other means. Besides, the years you’ll spend doing your doctorate can be spent getting valuable practical experience and gaining a promotion, which is not what Ph.D. programs focus on.

Yet, if research is what you are solely interested in and passionate about and the academic field is where you excel, getting a doctorate degree is well worth the cost and a perfect choice for you.

References:

• 20 most affordable online doctorate programs in 2022 . Research.com. (2022, May 30). Retrieved June 27, 2022, from https://research.com/degrees/most-affordable-online-doctorate-programs
• AAMC survey of resident/fellow stipends and benefits . AAMC. (n.d.). Retrieved June 27, 2022, from https://www.aamc.org/data-reports/students-residents/report/aamc-survey-resident/fellow-stipends-and-benefits
• Average graduate tuition for Phd students at Columbia University 2021 . Statista. (2021, December 13). Retrieved June 27, 2022, from https://www.statista.com/statistics/939141/ivy-league-average-graduate-tuition-phd-students-columbia-university/
• Biology PhD Stipends 2022 . Rhett Rautsaw’s droplet. (2022). Retrieved June 27, 2022, from https://rhettrautsaw.app/shiny/BiologyPhDStipends/
• Digest of Education Statistics, 2021 . National Center for Education Statistics (NCES). (2021). Retrieved June 27, 2022, from https://nces.ed.gov/programs/digest/d21/tables/dt21_330.10.asp
• Doctorate recipients from U.S. universities . NSF. (2020). Retrieved June 27, 2022, from https://ncses.nsf.gov/pubs/nsf22300/
• Hanson, M. (2022, February 3). Average cost of a doctorate degree [2022]: Ph.d., psy.D. more . Education Data Initiative. Retrieved June 27, 2022, from https://educationdata.org/average-cost-of-a-doctorate-degree
• MBA tuition fees (2020/2021): Calculating the cost of your studies . MBA Today. (2021). Retrieved June 27, 2022, from https://www.mba.today/guide/fees
• PhD Stipend Survey Results . Results – phd stipends. (2021). Retrieved June 27, 2022, from https://www.phdstipends.com/results

Natalie Meyers

Natalie Meyers is a freelance writer and editor with more than 15 years of experience. As an English major and a psychology graduate, she worked as a teacher and a counselor. As a writer, she's covered a diverse range of topics from technology to publishing. She is an avid reader who believes that books help us become more authentic versions of ourselves. At BookScouter, she's a smart writer and an expert in all things books.

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This question is about doctoral student education .

How much does a Ph.D. cost?

A Ph.D. costs an average of $114,300. The cost of a Ph.D. depends on several different factors, including the type of school you obtain the doctorate degree from, the specific doctorate degree and program, the length of the program, and also the available amount of financial assistance.

It takes between four to eight years to complete a doctoral program on average. There is also grant aid available for those seeking a doctoral degree than those seeking a bachelor's or master's degree.

Because the cost of a P.h.D can vary widely, here are some statistics to reference to help you gain a firmer idea of how much your specific doctoral degree will cost:

The cost of a Doctorate in Philosophy from a traditional 8-year Ph.D. program at the University of Florida may be as high as $235,360 in total cost.

The cost of a Doctorate in Philosophy from a traditional 8-year Ph.D. program at New York University might be as high as $294,200 in total cost.

The University of Southern California: School of Education estimates that their online Doctoral degree in Education would take only 3 years and cost up to $86,298.

Thomas University approximates that their online Doctoral degree in Education takes up to two years when full-time, and costs as much as $47,500.

The average cost of a Ph.D. from a public university is $92,200.

The average cost of a Ph.D. from a private university is $127,100.

Institutional grants for a Doctorate in Philosophy average at $10,560 yearly.

Institutional grants for an MBA average $3,290 yearly.

The average grant aid for a Doctoral degree is around $12,811 yearly.

Obtaining a Ph.D. is often considered the longest educational track to be on. Most Ph.D.s take at least eight years to complete. The average cost of a Ph.D. in the United States is $114,300. Financial assistance in the forms of grants and other aid often affects the costs of obtaining a P.h.D. from a specific university.

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Ph.D. in India: Cost, Duration, and Eligibility for Admission

Complete guide to ph.d. in india: duration, costs, eligibility, and recent updates.

Embarking on a Ph.D. journey in India is a significant academic and professional pursuit. Aspiring research scholars often have questions regarding the duration of a Ph.D., the associated costs, eligibility criteria, and recent developments in the field. In this comprehensive guide, ilovephd aims to address these queries and shed light on the essentials of pursuing a Ph.D. in India.

How many years is a Ph.D. in India?

A Ph.D. program in India typically takes around 3 to 5 years to complete, depending on various factors such as the discipline, research area, individual progress, and university regulations.

The duration may vary, but it is important to be prepared for a substantial commitment of time and effort.

How much does a Ph.D. cost in India?

The cost of pursuing a Ph.D. in India varies across institutions. Generally, public universities offer Ph.D. programs with minimal or subsidized tuition fees. Private universities may have higher fees.

It’s advisable to explore funding options such as scholarships, fellowships, or research grants provided by government bodies, funding agencies , or individual institutions to support your Ph.D. journey.

What qualifications are required for a Ph.D. in India?

To pursue a Ph.D. in India, a candidate typically needs a postgraduate degree (Master’s or equivalent) in a relevant field. It is important to note that specific eligibility criteria may vary between universities and disciplines.

Additionally, universities often require candidates to clear entrance exams or interviews and meet minimum academic standards to be considered for admission.

What is the age limit for a Ph.D. in India? Is 25 too old to start a Ph.D.?

In most cases, there is no strict age limit for pursuing a Ph.D. in India. As long as you meet the eligibility criteria and demonstrate the necessary academic qualifications, you can pursue a Ph.D. at any age.

Therefore, 25 is certainly not too old to start a Ph.D. Many scholars begin their doctoral studies later in life, bringing valuable experiences and perspectives to their research.

Can I do a Ph.D. without the National Eligibility Test (NET)?

While the National Eligibility Test (NET) is a common requirement for lectureships and research fellowships in India , it is not mandatory for all Ph.D. programs. Some universities may have their own entrance exams or selection processes.

It is important to check the specific requirements of the university or institution where you plan to pursue your Ph.D.

Who is eligible for direct Ph.D. admission?

Direct Ph.D. admission is a pathway for exceptional candidates who have completed their undergraduate studies and wish to pursue a Ph.D. without a Master’s degree.

However, this option is typically available to a limited number of candidates, and universities may have specific criteria and guidelines for direct Ph.D. admissions. It is advisable to consult with individual institutions to understand their policies regarding direct Ph.D. admissions.

Is it okay to do a Ph.D. without a Master’s degree?

While a Master’s degree is generally the standard qualification for pursuing a Ph.D., some universities in India offer integrated Ph.D. programs that allow students to directly enter the Ph.D. track after completing their undergraduate studies.

However, this option may be limited to certain disciplines or institutions. It’s important to research and identify institutions that offer such programs if you wish to pursue a Ph.D. without a Master’s degree.

What are the recent rules for Ph.D. admissions in India?

The rules and regulations for Ph.D. admissions in India are subject to change and can vary between universities and disciplines.

It is advisable to stay updated with the guidelines provided by individual universities and regulatory bodies such as the University Grants Commission (UGC) or the All India Council for Technical Education (AICTE) to ensure compliance with the latest requirements.

25 Tips to Join PhD in India

25 tips to help you join a Ph.D. program in India:

• Research your field of interest thoroughly to identify potential research areas and topics.
• Explore various universities and research institutes in India that offer Ph.D. programs in your chosen field.
• Check the eligibility criteria and admission requirements of each institution you are interested in.
• Take note of application deadlines and ensure you submit your application well in advance.
• Prepare a strong statement of purpose (SOP) that highlights your research interests, goals, and why you are interested in pursuing a Ph.D.
• Contact potential supervisors or faculty members whose research aligns with your interests to discuss your research proposal.
• Prepare for entrance exams that may be required for admission, such as the UGC-NET, GATE, or university-specific entrance exams.
• Enhance your academic profile by participating in research projects, publishing papers, or presenting at conferences.
• Build a strong recommendation letter portfolio by reaching out to professors or mentors who can attest to your academic abilities and research potential.
• Seek out scholarships, fellowships, or research grants offered by government bodies, universities, or funding agencies to fund your Ph.D.
• Familiarize yourself with the research facilities, laboratories, and resources available at the institutions you are considering.
• Attend research seminars, workshops, and conferences related to your field to stay updated with the latest developments and network with researchers.
• Develop good communication and writing skills, as they are essential for presenting research findings and publishing papers.
• Create a well-structured and feasible research proposal that clearly outlines your research objectives, methodology, and expected outcomes.
• Be prepared for interviews or presentations as part of the selection process, where you may need to defend your research proposal or discuss your academic background.
• Gain teaching experience by assisting professors or taking up teaching assignments to enhance your profile for future academic positions.
• Connect with current Ph.D. students or alumni of the institutions you are interested in to gain insights into the program and research environment.
• Stay updated with any changes in the rules, regulations, or policies related to Ph.D. admissions in India.
• Develop a strong work ethic and time management skills, as Ph.D. programs require dedication, self-discipline, and long hours of research.
• Consider the location and infrastructure of the institution, ensuring it suits your research needs and provides a conducive environment for learning.
• Explore interdisciplinary opportunities and collaborations to broaden your research scope and gain different perspectives.
• Discuss funding options and financial support with the institutions you are applying to, and be prepared to seek external funding if necessary.
• Keep track of your research progress and maintain regular communication with your supervisor or mentor.
• Attend preparatory courses or workshops on research methodology or academic writing to enhance your research skills.
• Finally, be passionate, persistent, and proactive in pursuing your Ph.D. dream. Embrace the challenges, stay motivated, and enjoy the journey of knowledge creation.

Remember, each institution may have its own specific requirements and procedures, so it’s crucial to carefully review their official websites or contact the admissions offices for accurate and up-to-date information.

10 steps to join Ph.D. in India

Here are 10 steps to join a Ph.D. program in India:

• Research your field: Explore different research areas and identify your specific field of interest for pursuing a Ph.D. in India.
• Shortlist institutions: Identify universities or research institutes in India that offer Ph.D. programs in your chosen field.
• Review eligibility criteria : Check the eligibility requirements of the institutions you are interested in, including minimum educational qualifications and entrance exam scores.
• Prepare application documents: Gather the necessary documents, such as academic transcripts, recommendation letters, statement of purpose (SOP), and research proposal.
• Prepare for entrance exams: If required, prepare for entrance exams like UGC-NET, GATE, or university-specific exams. Familiarize yourself with the syllabus and exam pattern.
• Apply to institutions: Submit your applications to the shortlisted institutions within the specified deadlines. Pay attention to the required application fees and submission procedures.
• Attend interviews (if applicable): Some institutions may conduct interviews or presentations to assess your research aptitude and fit for the program. Prepare well for these interactions.
• Secure funding: Explore funding opportunities such as scholarships, fellowships, or research grants. Check if the institutions offer any financial support or external funding options.
• Accept an offer : Once you receive acceptance letters from the institutions you applied to, carefully evaluate and select the most suitable offer based on research facilities, faculty expertise, funding, and overall fit.
• Complete admission formalities: After accepting an offer, complete the necessary admission formalities as specified by the institution. This may include submitting additional documents, paying fees, and fulfilling any other requirements.

It’s important to note that the specific steps and procedures may vary between institutions. Therefore, always refer to the official websites and admission guidelines of the institutions you are applying to for accurate and up-to-date information.

Pursuing a Ph.D. in India is a rewarding and intellectually stimulating endeavor. Understanding the duration, costs, eligibility criteria, and recent developments is crucial to navigating the process effectively.

By considering these factors and conducting thorough research, aspiring Ph.D. scholars can embark on their academic journey with confidence and clarity.

Remember to reach out to universities or institutions directly for specific information and seek guidance from mentors or faculty members who can provide valuable insights into the Ph.D. application process in your chosen field. Good luck with your Ph.D. pursuit!

Also Read: Best 100 Institutions to Study PhD in India – 2023

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Column: College costs are beyond absurd. Here’s a way to rein them in

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It took me by surprise when my son initially floated the idea of not going to college. His mother and I attended undergrad together. He was an infant on campus when I was in grad school. She went on to earn a PhD.

“What do you mean by ‘not go to college’?” I pretended to ask.

My tone said: “You’re going.” (He did.)

Opinion Columnist

LZ Granderson

LZ Granderson writes about culture, politics, sports and navigating life in America.

The children of first-generation college graduates are not supposed to go backpacking across (insert destination here). They’re supposed to continue the climb — especially given that higher education was unattainable for so many for so long. The thought of not sending my son to college felt like regression for our family. In retrospect, our conversation said more about the future.

A 2023 study of nearly 6,000 human resources professionals and leaders in corporate America found only 22% required applicants to have a college degree .

Granderson: College costing nearly $100,000 a year? Forgiving loans is the least we can do

Why the resistance to canceling loans? The American mind’s shift from society to self has undermined our ability to be happy for others.

April 8, 2024

The labor shortage is one aspect of the conversation. The shift in academia’s place in society is more significant.

I’m sure that sounds like a good thing for young people joining the workforce. As an educator, my concern is what happens to a society if only the wealthy pursued higher education. Oh, that’s right: We did that already, back before there was a middle class … and paid vacations.

Though it must be said the lowering of hiring requirements isn’t the only threat to the college experience.

Academia has publicly mishandled the campus tensions and student protests that began after the Hamas attack against Israel on Oct. 7, and that certainly hasn’t been good for academia either. Neither has canceling commencement speakers … or commencement itself . Add in the rising costs — up nearly 400% in 30 years compared with 1990 rates — and, well, the college bubble hasn’t quite burst, but it’s hemorrhaging.

Granderson: Have colleges lost their way? Yes, but don’t blame ‘wokeness’

Weak testimony from university presidents is just the latest evidence of the decline of higher education.

Dec. 18, 2023

Forgiving student loan debt — whether you agree with the idea or not — addresses the past.

The future of colleges depends on the future of labor. If employers are making it easier to enter corporate America without a degree, then universities must adjust how much cash they try to extract from students and their families, because the return on investment will be falling.

College enrollment has already been declining for a decade , and it’s not because Americans have become less ambitious or less willing to invest in their children’s futures. It’s because of eroding confidence that a degree guarantees a higher quality of life.

Imagine that your high school senior is interested in going to college and wants to major in education or communication or the arts. The sticker price for tuition, even at a state school, is going to look pretty steep. If your child were headed toward a degree in engineering or business, that same tuition might feel like a better bet.

There’s no reason tuition rates couldn’t vary to reflect this reality. Colleges and universities should set tuition rates for classes based on the earning potential of the discipline studied.

If our groceries stores can figure out a way to charge us more for organic produce, then surely this great nation can devise a system to set college costs that accounts for future earnings.

For example, according to the National Education Assn., the starting salary for a teacher in California is about $55,000 , the fourth highest in the nation. For California residents, the cost to attend UCLA comes to almost $35,000 a year, without financial aid. That math just doesn’t work.

It’s easy to see why 20% of the nation’s teachers work a second job during the school year to make ends meet. Between 2020 and 2022, the nation lost about 300,000 educators , and we’re facing a teacher shortage. To address the issue, a number of states have loosened the teacher certification rules to make it easier to get more bodies in the classroom, which sounds … less than ideal.

Instead, why not lower the cost of credit hours for college students pursuing a degree in education? Wouldn’t parents feel more comfortable knowing the people in the classroom set out to teach and earned the credentials?

If colleges don’t find ways like this to lower costs for at least some students, higher education will become a relic. Just as cable cutting reshaped the economics of the TV industry, the trend of corporate America moving away from degree requirements is going to put pressure on universities to make some big changes.

There have already been tectonic shifts in a short period of time. Because of the COVID-19 pandemic, colleges lost international students , who once propped up many institutions by paying higher rates than Americans.

Attendance by Americans is forecast to plummet starting next year. Because of low birth rates and low rates of immigration, the U.S. has fewer young people in the classes graduating from high school after 2025.

And perhaps most importantly, our confidence in college is slipping. In 2015, when my son graduated from high school, Gallup found nearly 60% of Americans had a “great deal” or “quite a lot” of confidence in our higher education system. It was under 50% in 2018. It was under 40% last year.

No telling what that number is today.

Which is sad because there is still so much to value — beyond career choices — to a liberal arts education. Given how we live, college is one of the few places we have left in America where young people from different walks of life can meet. That’s important to the health of a nation as diverse — and segregated — as we are.

Colleges will naturally shrink because of demographics, and they can use this time to adjust their business models as well and charge fairer prices. We need young people to be able to replenish all career fields, and that includes art and music and education. It’s time to rethink the economic approach so they aren’t saddled with debt that those careers can’t repay.

@LZGranderson

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LZ Granderson is an Opinion columnist for the Los Angeles Times. He arrived in 2019 as The Times’ sports and culture columnist. Granderson is also a political contributor for ABC News. A fellow at the Institute of Politics at the University of Chicago as well as the Hechinger Institute at Columbia University, the Emmy award winner appears regularly on The Times’ Spectrum News 1’s daily news magazine program, “L.A. Times Today.” Granderson joined CNN as a political contributor and columnist in 2009 before joining ABC in 2015. He spent 17 years at ESPN in a variety of roles, including NBA editor for ESPN The Magazine, senior writer for Page 2 and co-host of TV’s “SportsNation.” In 2011, Granderson was named Journalist of the Year by the National Lesbian and Gay Journalists Assn., and his columns have been recognized by the National Assn. of Black Journalists as well as the Online News Assn. His podcast for ABC News, “Life Out Loud with LZ Granderson,” has won numerous honors, including a GLAAD award. His TED Talk on LGBTQ equality has more than 1.7 million views.

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