StandOut CV

CV personal statement examples

Andrew Fennell photo

If you want to secure job interview, you need a strong personal statement at the top of your CV.

Your CV personal statement is a short paragraph which sits at the very top of your CV – and it’s aim is to summarise the benefits of hiring you and encourage employers to read your CV in full.

In this guide I have included 17 CV personal statement examples from a range of professions and experience levels, plus a detailed guide of how to write your own personal statement that will get you noticed by employers

CV templates 

17 CV personal statement examples

To start this guide, I have included 10 examples of good personal statements, to give you an idea of how a personal statement should look , and what should be included.

Note: personal statements are generally used by junior candidates – if you are experienced, check out our CV profile examples instead.

Graduate CV personal statement (no experience)

Graduate with no experience CV personal statement

Although this  graduate has no paid work experience, they compensate for it by showcasing all of the skills and knowledge the have gained during their studies, and demonstrating how they apply their knowledge in academic and personal projects.

When you have little or no experience, it’s important to draw out transferable workplace skills from your studies and extracurricular work, to showcase them to employers.

Graduate CV personal statement (part time freelance experience)

Graduate with part time freelance experience CV personal statement

This candidate has graduated with a degree in biochemistry but actually wants to start a career in digital marketing after providing some digital freelance services to fund their studies.

In this case, they haven’t made much mention of their studies because they aren’t relevant to the digital marketing agencies they are applying to. Instead they have focused their personal statement around their freelance work and passion for the digital field – although they still mention the fact they are degree educated to prove their academic success.

CV builder

School leaver CV personal statement (no experience)

School leaver with no experience CV personal statement

This candidate is 16 years old and has no work experience whatsoever, but they compensate for this by detailing their academic achievements that relate to the roles they are applying for (maths and literacy are important requirements in finance and accountancy roles).

They also add some info on their extracurricular activities and school work-placements, to strengthen this student CV further.

    Top tips for writing a CV personal statement

  • Thoroughly research the jobs and companies you are planning to apply for to identify the type of candidate they are looking for – try to reflect that in your personal statement
  • Don’t be afraid to brag a little – include some of your most impressive achievements from education, work or personal life
  • Focus on describing the benefits an employer will get from hiring you. Will you help them to get more customers? Improve their workplace? Save them time and money?
  • If you have no work experience, demonstrate transferable workplace skills from your education, projects, or even hobbies

School leaver CV personal statement (part time experience)

School leaver with part time experience CV personal statement

Although this person has only just left school, they have also undertaken some part-time work in a call centre alongside their studies.

To make the most of this experience, they have combined their academic achievements with their workplace exposure in this personal statement.

By highlighting their GCSE results, summer programme involvement, work experience and expressing their ambitions to progress within sales, this candidate really makes an appealing case for hiring them.

College leaver CV personal statement (no experience)

College leaver with no experience CV personal statement

This candidate has left college with good grades, but does not yet have any work experience.

To compensate for the lack of workplace exposure, they have made their A level results prominent and highlighted skills and experience which would benefit the employers they are targeting.

Any recruiter reading this profile can quickly understand that this candidate has great academic achievements, a passion for IT and finance and the ability to transfer their skills into an office environment.

College student CV personal statement (freelance experience)

College student with freelance experience CV personal statement

As this student has picked up a small amount of freelance writing work during their studies, they have made sure to brag about it in their personal statement.

They give details on their relevant A level studies to show the skills they are learning, and boost this further by highlighting the fact that they have been applying these skills in a real-life work setting by providing freelance services.

They also include key action verbs that recruiters will be looking for , such as creative writing, working to deadlines, and producing copy.

Academic CV personal statement

Academic CV personal statement

Aside from junior candidates, the only other people who might use a personal statement, are academic professionals; as their CV’s tend to be more longer and detailed than other professions.

This candidate provides a high level overview of their field of study, length of experience, and the roles they have held within universities.

School leaver CV personal statement with and sports experience

School leaver with part time experience CV personal statement

Although this person has no work experience, they are still able to show employers the value of hiring them by selling their other achievements and explaining how they could benefit an organisation.

They expand on their sports club involvement to demonstrate their teamwork, leadership skills, communication and motivation, which are all important traits in the workplace, and will be looked upon favourably by recruiters and hiring managers.

They also draw upon their future plans to study business studies and take a part time job, to further prove their ambition and dedication.

History graduate CV personal statement

History graduate CV personal statement

This history graduate proves their aptitude for both academic achievement and workplace aptitude by showcasing valuable skills from their degree and voluntary work.

They do this by breaking down the key requirements for each and showing how their skills could be beneficial for future employers, such as listening, communication, and crisis management.

They also describe how their ability to balance studies alongside voluntary work has not only boosted their knowledge and skills, but also given excellent time management and organisational skills – which are vital assets to any employer.

Law graduate CV personal statement

Law graduate CV personal statement

This legal graduate makes the most from their work university work placements by using it to bulk out the contents of their CV personal statement.

They include their degree to show they have the necessary qualifications for legal roles, which is crucial, but more importantly, they showcase how they applied their legal skills within a real-life work setting.

They give a brief overview of the types of legal professionals they have been working alongside and the type of work they have been carrying out – this is all it takes to get the attention of recruiters and show employers they have what it takes to fulfil roles in the legal sector.

Medical student CV personal statement

Medical student CV personal statement

This medical student proves their fit for the role by showcasing the key skills they have gained from their studies and their work experience placements.

In just these few sentences, they are able to highlight the vast amount of experience they have across different disciplines in the industry, something which is particularly important in the medical sector.

As they have not graduated yet and are still studying, they have provided proof of their most recent grades. This can give the recruiter some indication as to the type of grade they could be graduating with in the near future.

Masters student CV personal statement

Masters student CV personal statement

This masters student has started by specifying their area of study, in this case, accounting, and given details about the specific areas of finance they are most interested in. This can hint towards their career goals and passions.

They have then carefully listed some of the key areas of accounting and finance that they are proficient in. For example, business finance, advanced corporate finance and statistics.

They have also outlined some of the transferable skills needed for accounting roles that employers will be looking out for, such as communication, attention to detail and analytical skills.

Finance student CV personal statement

Finance student CV personal statement

As this finance student has recently undertaken some relevant work experience, they’ve made sure to shout about this in their personal profile.

But more than this, they have included a list of some of the important finance skills they gained as a result of this work experience – for example, financial reporting, processing invoices and month-end reconciliations.

Plus, through power words and phrases such as ‘prevent loss’ and ‘ improve upon accuracy and efficiency’, they have also showcased how they can apply these skills in a workplace setting to benefit the potential employer.

Internship  CV personal statement

Internship CV personal statement

This digital marketing professional has started their personal profile by outlining their most relevant qualifications and work experience, most notably their freelance role as a content manager.

They have also provided examples of some of the key marketing skills that potential employers might be looking for, including very detailed examples of the platforms and tools they are proficient in – for example, LinkedIn, Twitter and Pinterest.

They have then closed their statement by giving a detailed description of the type of role or opportunity they are looking for. In this case, an in-house position in a marketing company.

Graduate career changer personal statement

Graduate career changer CV personal statement

Switching careers as a graduate can be tough. Especially when it comes to writing a personal statement that will attract employers in your new chosen field.

This candidate is looking to move from history teaching into journalism, so they have created a statement which briefly mentions their current workplace, but mainly focuses on highlighting transferable skills which are relevant to journalism. They achieve this by discussing the writing skills they use in their current role, and mentioning their hobby of writing – including some publications they have been featured in for extra brownie points.

Business management graduate personal statement

Business management graduate CV personal statement

This business management proves their ability to work within a junior business management position by swiftly highlighting their impressive degree (to ensure it is not missed) and summarising some of the real-life experience they have gained in management during their university placements and volunteering. They do not let their lack of paid work experience, stop them demonstrating their valuable skills.

PhD graduate

PhD graduate CV personal statement

PhD graduate roles attract a lot of competition, so it’s important that your CV contains a personal statement that will quickly impress and attract recruiters.

This candidate provides a short-but-comprehensive overview of their academic achievements, whilst demonstrating their exceptional level of knowledge in research, languages and publication writing.

By highlighting a number of skills and abilities that are in high-demand in the academic workplace, this CV is very likely to get noticed and land interviews.

How to write a personal statement for your CV

Now that you’ve seen what a personal statement should look like and the type of content it should contain, follow this detailed guide to one for your own CV – and start racking those interviews up.

Guide contents

What is a CV personal statement?

Cv personal statement or cv profile, personal statement format, what to include in a cv personal statement.

  • Personal statement mistakes

How to write persuasively

A personal statement is a short paragraph at the top of your CV which gives employers an overview of your education, skills and experience

It’s purpose is to capture the attention of busy recruiters and hiring managers when your CV is first opened – encouraging them to read the rest of it.

You achieve this by writing a tailored summary of yourself that explains your suitability for the roles you are applying for at a very high level, and matches your target job descriptions .

Personal statement basics

One question candidates often ask me is , “what is the difference between a personal statement and a CV profile?”

To be honest, they are almost the same – they are both introductory paragraphs that sit at the top of your CV… but there are 2 main differences

A personal statement tends to be used more by junior candidates (graduates, school leavers etc.) and is relatively long and detailed.

A CV profile tends to be favoured by more experienced candidates , and is shorter in length than a personal statement.

CV personal statement vs profile

Note: If you are an experienced candidate, you may want to switch over to my CV profile writing guide , or example CV profiles page.

To ensure you grab recruiters’ attention with your personal statement, lay it out in the following way.

Positioning

You need to ensure that your personal statement sits at the very top of your CV, and all of it should be totally visible to readers, without the need to scroll down the page.

Do this by reducing the top page margin and minimising the space taken up by your contact details.

CV margins

This will ensure that your whole personal statement can be seen, as soon as your CV is opened.

We have a Word CV template which can help you to get this right.

Size/length

Your personal statement needs to contain enough detail to provide an introduction to your skills and knowledge, but not so much detail that it bores readers.

To strike the right balance, anything between 8-15 lines of text is perfect – and sentences should be sharp and to-the-point.

As with the whole of your CV or resume , your personal statement should be written in a simple clean font at around size 10-12 to ensure that it can be read easily by all recruiters and employers.

Keep the text colour simple , ensuring that it contrasts the background (black on white is best) and break it into 2 or even 3 paragraphs for a pleasant reading experience.

It should also be written in a punchy persuasive tone, to help you sell yourself and increase your chances of landing interviews , I cover how to do this in detail further down the guide.

Quick tip: A poorly written CV will fail to impress recruiters and employers. Use our quick-and-easy CV Builder to create a winning CV in minutes with professional CV templates and pre-written content for every industry.

Once you have the style and format of your personal statement perfected, you need to fill it with compelling content that tells recruiters that your CV is worth reading.

Here’s what needs to go into your personal statement…

Before you start writing your personal statement, it’s crucial that you research your target roles to find out exactly what your new potential employers are looking for in a candidate.

Run a search for your target jobs on one of the major job websites , look through plenty of adverts and make a list of the candidate requirements that frequently appear.

Key words in job adverts

This research will show you exactly what to include in your personal statement in order to impress the recruiters who will be reading it.

Education and qualifications are an important aspect of your personal statement, especially if you are a junior candidate.

You should highlight your highest and most relevant qualifications, whether that is a degree, A levels or GCSEs. You could potentially go into some more detail around modules, papers etc. if they are relevant to the roles you are applying for.

It’s important that you discuss the experience you have gained in your personal statement, to give readers an idea of the work you are comfortable undertaking.

This can of course be direct employed work experience, but it doesn’t have to be.

You can also include:

  • School/college Uni work placements
  • Voluntary work
  • Personal projects
  • Hobbies/interests

As with all aspects of your CV , the content should be tailored to match the requirements of your target roles.

Whilst discussing your experience, you should touch upon skills used, industries worked in, types of companies worked for, and people you have worked with.

Where possible, try to show the impact your actions have made. E.g . A customer service agent helps to make sales for their employer.

Any industry-specific knowledge you have that will be useful to your new potential employers should be made prominent within your personal statement.

For example

  • Knowledge of financial regulations will be important for accountancy roles
  • Knowledge of IT operating systems will be important for IT roles
  • Knowledge of the national curriculum will be important for teachers

You should also include some information about the types of roles you are applying for, and why you are doing so. Try to show your interest and passion for the field you are hoping to enter, because employers want to hire people who have genuine motivation and drive in their work.

This is especially true if you don’t have much work experience, as you need something else to compensate for it.

CV personal statement mistakes

The things that you omit from your personal statement can be just as important as the things you include.

Try to keep the following out of your personal statement..

Irrelevant info

Any information that doesn’t fall into the requirements of your target roles can be cut out of your personal statement. For example, if you were a professional athlete 6 years ago, that’s great – but it won’t be relevant if you’re applying to advertising internships, so leave it out.

Generic clichés

Poor resume profile

If you are describing yourself as a “ dynamic team player with high levels of motivation and enthusiasm” you aren’t doing yourself any favours.

These cliché terms are vastly overused and don’t provide readers with any factual details about you – so keep them to a minimum.

Stick to solid facts like education, skills , experience, achievements and knowledge.

If you really want to ensure that your personal statement makes a big impact, you need to write in a persuasive manner.

So, how do you so this?

Well, you need to brag a little – but not too much

It’s about selling yourself and appearing confident, without overstepping the mark and appearing arrogant.

For example, instead of writing.

“Marketing graduate with an interest in entering the digital field”

Be creative and excite the reader by livening the sentence up like this,

“Marketing graduate with highest exam results in class and a passion for embarking on a long and successful career within digital”

The second sentence is a much more interesting, makes the candidate appear more confident, throws in some achievements, and shows off a wider range of writing skills.

Quick tip: A poorly written CV will fail to impress recruiters and employers. Use our quick-and-easy CV Builder to create a winning CV in minutes with professional templates and pre-written content for every industry.

Your own personal statement will be totally unique to yourself, but by using the above guidelines you will be able to create one which shows recruiters everything they need.

Remember to keep the length between 10-20 lines and only include the most relevant information for your target roles.

You can also check our school leaver CV example , our best CV templates , or our library of example CVs from all industries.

Good luck with the job hunt!

How to Write a CV Personal Statement [+4 Real-life Examples]

Background Image

Creating an effective CV takes time and close attention to detail. You've already included your jobs and experience , and now you want to allow the recruiter or hiring manager to understand the strategic value you can add.

This is when you need to utilize a personal statement at the top of your CV.

How to Write a CV Personal Statement [+4 Real-life Examples] 

cv personal statement example

What is a Personal Statement? 

A personal statement is a few brief and direct sentences at the top of your CV. The personal statement is also referred to as a career summary or personal mission statement.

This is used to grab the attention of the recruiter or hiring manager and summarizes essential experiences or training that you can bring to this position.

Why do I Need a Personal Statement?

A recruiter or hiring manager is tasked with sorting through an enormous amount of resumes every single day. A personal statement is a way to separate yourself from the other applicants.

This statement summarizes your experience and highlights your unique talents . The CV personal statement is meant to demonstrate why you are the perfect fit for the job. 

Even med students need a medical school personal statement , as it is what differentiates them from all the other students applying. Plus, it allows them to share their personal stories and objectives.

Where do I Start? 

Always begin by reading the job description carefully and thoroughly.

Your personal statement should be tailored to each job description, so it explicitly states the value you’ll bring to the position you are applying. A generic personal statement cannot do that. 

Once you have a solid handle on the job description, you can begin writing. It’s important to keep your personal statement brief, about 50-200 words will do.

Don’t forget that you have your whole cover letter to show some personality and include engaging content.

The personal statement should be a quick summary that highlights why you are the best person for the job. 

You’ll need to decide whether you are writing your personal statement in first- or third-person. This should follow how you've written the rest of your CV.

For example, if you've already written, “I grew and developed a team of 50 salespeople,” in your CV then you will want to keep your personal statement in first-person to match the prevailing style.

No matter what you choose, make sure that you keep it consistent throughout. Do not switch between first- and third-person as that will get confusing to the hiring manager.

Writing a personal statement for your CV in first-person does not mean you need to start every sentence with “I.”

There are ways to craft your personal statement to sound snappy, concise and personal, and here are a few examples to help inspire your personal statement. 

CV Personal Statement Examples

It doesn’t matter what chose as your desired career or how much experienc e you have, use these examples to drive the creation of your own personal statement.

You can take snippets from each or write something completely different. Always remember that your personal statement is a reflection of yourself and should align with your own personal goals and experience.

If these examples don’t fit your exact career, feel free to take some pointers and write yours from scratch. 

#1: Personal Statement Example for Recent Graduate CV

“As a recent graduate from university, with an honors degree in communications, I held several internships within leading organizations, including Bertelsmann. These internships enabled me to gain experience in the field and learn how to serve up valuable contributions in a fast-paced, professional environment.”

Explanation: This example should be customized to include the university you’ve graduated from and any relevant internships. A compelling personal statement always highlights relevant skills and experiences.

In this case, a recent graduate does not have extensive experience in the workforce, so soft skills like experiencing success in a fast-paced work environment and becoming a trusted team member become even more critical.

#2: Personal Statement Example for Returning to the Workforce CV

“A highly motivated and experienced office administrator, I am currently looking to resume my professional career after an extended hiatus to raise my family. Proficient in all Microsoft Office programs, I can lead meetings and work with clients to keep your office running smoothly and efficiently. After spending several years volunteering as an administrative worker for a local charity, I am committed to resuming my professional career on a full-time basis.”

Explanation: After time off from a career, it can be hard to break back into the market. This personal statement outlines the reason for the break, the relevant qualifications and what the applicant has been doing in between jobs.

Any volunteer experience becomes highly relevant when there is no concrete professional experience to draw upon, to demonstrate the use of those skills. 

job search masterclass

#3: Personal Statement Example for a Career Change CV

“With over 15 years as a sales manager, I have extensive experience building high-functioning sales teams that consistently achieve budget numbers. In fact, my ability to grow talent led to a 20% increase in annual renewals across the board. Now, after 15 years, I am seeking new challenges to flex my marketing muscles in a fast-paced environment.” 

Explanation: When changing careers , it's essential to highlight skills that are transferable between industries.

In this case, leadership and team-building experience can apply to any industry. Homing in on concrete numbers and percentages increases credibility when applying for a position.

The applicant ends with the reason behind the desired career change. This part is not necessary but may be appealing to some hiring managers who are wondering what the impetus for the career change.

#4: Personal Statement Example for a Experienced Professional CV

“As a friendly, professional and highly trained educator, I am passionate about teaching and have an innate ability to understand student’s needs. Creating a safe and productive environment for optimal learning is my top priority. I’ve worked as a teacher for nearly 10 years in a variety of subjects and my experience and skill set make me the perfect fit for your team.”

Explanation: With more experience comes more skills and a better idea of strengths and weaknesses. Showcasing your passion for the industry is a great way to begin a personal statement, as it shows the hiring manager your dedication to the craft. 

A personal statement can be written in many different ways, but it is ultimately up to you to determine what skills you want to highlight for your chosen position.

You can follow these examples or take learnings from each to contribute towards your personal statement. 

If you understand the job you are applying for and know the unique skill set that you bring to the table, you will have a stellar personal statement for your CV that will get you across the table from the hiring manager in no time.  

Suggested Reading:

  • How to Write a CV (Curriculum Vitae) in 2024 [31+ Examples]
  • 43+ Resume Tips and Tricks to Land Your Next Job
  • 150+ Must-Have Skills for Any Resume  [With Tips + Tricks]
  • How to Answer “Tell Me About Yourself”

cookies image

To provide a safer experience, the best content and great communication, we use cookies. Learn how we use them for non-authenticated users.

How To Write A Resume Personal Statement (With Examples)

Avatar image

In This Guide:

The purpose of a resume personal statement, the elements of a good personal statement, the construction of a good personal statement, final words: writing a resume personal statement.

Resume image 1

Quick Answer: A personal statement on a resume summarizes the benefits of hiring you and encourages recruiters to pay attention to your resume. It's the first section of the resume that recruiters see, so it should be brief, easy-to-read, and attention-grabbing. Your statement should include who you are, suitable skills, achievements, your target company, and what you hope to do for your new employer. It should be short and concise, mentioning only the most relevant information for your target roles.

Landing a job interview requires a memorable resume. Including a good personal statement at the top of your resume is a perfect way to do it.

Essentially, your resume personal statement is a brief paragraph that aims to summarise the benefits of hiring you and encourage employers to pay attention to your resume.

If you are wondering whether you should include it.

And you will see why. In this article, we have all the information you need on how to write an eye-catching personal statement and a couple of useful examples.

Hundreds of resumes go through the hands of a Recruiter in just a day. So, you understand how important it is to grab his or her attention in just seconds. One really effective way is to write a personal statement at the top of a resume.

By including a strong personal statement you would for sure get more attention than one without.

1. State who you are

Begin with a description showing your current position in your profession and field of specialization. You could also include what you like most about your work and any characteristics and skills that would make you the perfect choice for the position.

2. Add measurements to your achievements

After that, you should communicate how suitable for the position you are and what is your value to the organization. This section should highlight accomplishments relevant to the position you are applying for. Show that you could be beneficial for the company.

If you are wondering which accomplishments to mention, select those that directly associate with your position. If the position requires managerial experience, mention previous situations that have placed you in such a role. This way, you could quickly establish yourself as the right candidate for the job.

3. State your career objectives

The third section of your personal statement should state why you are applying for this particular position. You have already communicated your skills and qualifications in the previous sentences, so you write the last one concise and direct.

4. Keep your personal statement short

Your whole personal statement should be short, concise, and easy to read. Keep in mind to use simple sentences telling the recruiter the most important information for you.

After telling you how to structure it, see how it is done.

“An efficient, and reliable administrative professional with 8+ years of experience supporting executives, sales personnel, and managers to improve the internal operations for their businesses.

Proficient in CRM applications and design programs. Diversified skill set covering administrative support, client relations, human resources and recruiting, account management, and project management. Excellent interpersonal, phone, and digital communication skills.”

“As a recent graduate from the University of Townville, with a 2:1 honors degree in marketing, I have undertaken internships at industry-leading agencies such as Beyond Imagination and Noah Freemans. These placements have allowed me to develop sector knowledge and gain hands-on experience, as well as expand transferable skills such as communication, negotiation, and analytical skills. My current goal is to gain a role that allows me to further my knowledge and take on increased responsibility at a market-leading digital marketing agency.”

“I am a highly competent IT professional with a proven track record in networking and managing databases. I have strong technical skills as well as excellent interpersonal skills, enabling me to communicate easily with clients. I am eager to be challenged in order to grow and further improve my skills. My greatest passion in life is using my technical know-how to benefit other people and organizations.”

Resume Personal Statement for Career Changers Example

Experienced Sales Manager

“As a Sales Manager with 7 years of experience, my tenacious and proactive approach resulted in numerous important contract wins. My excellent networking skills have provided my team with vital client leads, and my ability to develop client relationships has resulted in a 16% increase in business renewals for the organization I work for. I currently seek a new challenge which will utilize my meticulous attention to detail and friendly, professional manner.”

Resume Personal Statement for Entry Level Job

Entry Level Business Analyst

“Enthusiastic Business Analyst, skilled in leadership and communication. Seeking to enhance understanding of key metrics for IPSoft. As a business report writer for Valens Securities helped grow employee grasp of key concepts by 42%. My PowerPoint presentation of GBMP’s Policy Deployment plan was turned into a webinar that got 2,300 views.”

Resume personal statement for experienced professional

Experienced Teaching Assistant

“Enthusiastic teaching assistant with 6 years of experience. Seeking to maintain a graduate teaching assistant position at St. Andrews University. Mentored 70+ students for 3 years. Delivered lectures, edited 2 books. Commended by 2 professors for research quality. Graded 1000+ student papers. Skilled in materials development and research.”

And if you are still not sure how to write your personal statement, go through our Resume Examples . They are all approved by top Hiring Managers and have helped thousands get their dream job.

Your personal statement will be totally unique to yourself, but by using the above tips and tricks we gave you, you will be able to create one which shows the Hiring Managers everything they need.

Remember to keep it short and only include the most relevant information for your target roles.

Do you have any other questions about personal statements on a resume? Give us a shout-out in the comments below!

Author image

  • Resume Guides

Don't worry, Mourinho... Enhancv will help you find another club!

Influencing the recruiter with a resume website, what casey’s coaching resume example taught us, what is a targeted resume, navigating salary negotiations: how to ask for more money in a job offer, how do left-brainers and right-brainers organize their new year’s resolutions.

  • Create Resume
  • Terms of Service
  • Privacy Policy
  • Cookie Preferences
  • Resume Examples
  • Resume Templates
  • AI Resume Builder
  • Resume Summary Generator
  • Resume Formats
  • Resume Checker
  • Resume Skills
  • How to Write a Resume
  • Modern Resume Templates
  • Simple Resume Templates
  • Cover Letter Builder
  • Cover Letter Examples
  • Cover Letter Templates
  • Cover Letter Formats
  • How to Write a Cover Letter
  • Cover Letter Guides
  • Job Interview Guides
  • Job Interview Questions
  • Career Resources
  • Meet our customers
  • Career resources
  • English (UK)
  • French (FR)
  • German (DE)
  • Spanish (ES)
  • Swedish (SE)

© 2024 . All rights reserved.

Made with love by people who care.

Protect your data

This site uses cookies and related technologies for site operation, and analytics as described in our Privacy Policy . You may choose to consent to our use of these technologies, reject non-essential technologies, or further manage your preferences.

  • CV and Cover Letter
  • Craft a winning personal...

Craft a winning personal statement for your CV to stand out

8 min read · Updated on April 18, 2024

Charlotte Grainger

Let the personal statement on your CV speak volumes about you

You probably have a fairly good idea of how to write a CV . Your employment history , education , and qualifications are relatively easy to pull together as you just need to look at dates, your previous job specs, and what you've achieved over the years.

The personal statement is often the trickiest component of a CV to write. Thankfully, we've got this comprehensive guide to help you write a winning one.

What is a personal statement for a CV?

Your personal statement is a short paragraph that sits at the top of your CV, just below your name and contact details. Diving into three key aspects, this section offers the recruiter or hiring manager a powerful overview of you as a professional:

1.    Who you are

2.    Your suitability for the role and the value you can add

3.    Your career goals 

Why include a personal statement on your CV?

It is estimated that recruiters spend an average of less than 8 seconds reviewing a CV before deciding whether the applicant is a good fit. 

As the personal statement is the first section they will read, it must be powerful and tailored to the job you're applying for to successfully showcase your suitability. If it's not, you're unlikely to convince the recruiter you're the talent they need for the job.

5 tips on writing your personal statement

Before we look at some personal statement examples, let's take a look at the basics. Here are some expert-backed tips for writing a good personal statement on your CV.

1. Keep it short and on point

Keep your personal statement clean and concise. It's typically around four sentences long, or about 50 to 200 words. If you're overshooting that word count, see which nonessential parts can be omitted.

2. Get the layout right from the start

Make sure that your layout is consistent with the rest of your CV's formatting . That means maintaining the same font size , font type, and text justification. Recruiters will notice these minor details, and so it's smart to get ahead of the game here. 

3. Use a heading (if there's space!)

You can add a “personal statement” heading in the same way that you'd title the subsequent sections of your CV. However, if you're tight on space, you can cut the heading as recruiters will know what this paragraph is nonetheless.

4. Choose the right perspective

The first person is acceptable for a statement (“I am an IT professional looking for a job in…”) as is the third person (“An IT professional looking for a job in…”). Choose the point of view that's most comfortable to write in, but, as always, keep it consistent with the rest of your CV.

5. Cut back on unnecessary words

If you're writing in the third person, remove all pronouns. Otherwise, it sounds existentially awkward, rather than objective. For example, “She is a retail professional seeking a management role…” would become “A retail professional seeking a management role…”

How to write a personal statement for a CV

We've looked at the purpose of a personal statement, what it should include, and how it should look on the page. Now let's zoom in on exactly how to write a winning statement.

When writing, keep in mind that the personal statement on your CV is your elevator pitch; it's the equivalent of the “Tell me about yourself” or “Why should I hire you?” question in an interview. Below, we break down what you need to include in your personal statement.

Part 1: Who you are

Your opening statement needs to tell the prospective employer where you stand in your career. 

This introduction could include your current role, years of experience, and what you like the most about your career or professional field. It gives the recruiter a hint of the qualities that make you valuable to the vacancy.

Your first sentence may read like so:

As a successful digital marketing professional with five years specialising in e-commerce, I have recently worked with several global brands in the sector to improve their marketing strategy and boost their reach.

Part 2: Your suitability and value

The next part of your statement should line up with the requirements in the job description and prove your relevant and impressive qualifications.

It's always best to address here the essential job specifications to articulate from the beginning that you're the right person for the job. For example, if the role requires management experience or a certain degree and you have these, say so.

Your middle sentences may look like this:

I have experience in optimising quality digital products via my most recent role and am therefore in tune with the latest developments across the online landscape. As a result, I have devised winning branding strategies for e-commerce businesses that are robust, customer-centric and set for aggressive growth.

Part 3: Your career goals

The last part of your personal statement should be short and snappy as it's reaffirming why you are applying for this vacancy.

It might read something like so:

I am currently looking for a senior branding or marketing management role within the e-commerce sector where I can maintain my strong track record and deliver similar results.

Complete CV personal profile examples

In addition to the samples above, here are a couple of complete personal statement examples to give you an idea of what yours should look like.

For a graduate, written in the third person:

A recent graduate with a first-class BSc degree in Mathematics, specialising in analytics and statistics. Holds commercial experience within the finance sector, thanks to an internship with a corporate UK business, and has resultantly developed technical skills in data science and data engineering. Has a proven ability to meet deadlines, prioritise, problem solve, and maintain high standards having balanced a part-time job alongside studies over the last three years. Now looking to secure a place on a graduate programme that will provide exposure to data science and career progression opportunities.

Addressing a recent redundancy, written in the first person:

I am a skilled and successful Product Engineer within the automotive industry, with an HND in mechanical engineering and seven years of experience in the sector. Having worked in a number of labs handling vehicle-based testing and mentoring development technicians, I am confident in managing teams in a hands-on environment and running new development projects from briefing to sign off. Currently looking for a role that complements my skill set and experience. Available immediately.

Writing your personal statement: common mistakes to avoid  

There are some common profile errors that you should avoid. Steer clear of these popular pitfalls to keep your personal statement as powerful as possible.

Buzzword overload

Are you an extremely self-motivated, ambitious professional with extensive experience and passion for a certain industry? We thought so.

Buzzwords are great, and you'll find them in abundance in job adverts. But it's best to sprinkle just a few through your personal statement as they don't particularly provide evidence of your skill or ability. It's much stronger to show the employer how you're self-motivated and ambitious with an example.

Using a generic personal statement

You might think that your personal statement can work for every application. For the most part, it will, because, in theory, the jobs you're applying for will be similar and match your skill set.

However, you must tweak and tailor your statement (and your entire CV) so that it targets the skills each vacancy requires. Otherwise, it won't be as impactful.

Including too much waffle

As you begin to plan and write the personal statement for your CV, you'll most likely find that you have a lot more to say than you originally thought. Be careful not to overwrite as you may be left with a statement that's clogged with too many adjectives and is clunky to read.

As a rule of thumb, highlight your best bits in your personal statement and save the details for your cover letter .

FAQs about your personal statement 

Now that we've shown you some examples of a personal statement on a CV, there's just one last thing to cover. Here are some frequently asked questions on the topic:

How long should a personal statement be?

When you're writing a personal statement for a CV, your word count should be between 50 and 200 words. Be sure not to waste any space with unnecessary waffle here. 

Does a personal statement have other names?

Yes! The personal statement on your CV may also be called a personal profile, a CV summary, or a professional summary. 

Does a CV (really) need a personal statement?

Yes, most CVs require a personal statement at the top of the page. Use our guide to help you write a summary that grabs the hiring manager's attention for the right reasons. 

Stand out with a winning personal statement

Writing a captivating personal statement on your CV is a quick way to hook potential employers. Make sure that your summary showcases what makes you unique and adds value to your application. 

Still unsure about your personal statement? Get in touch with one of our career experts by requesting a free CV critique today! 

Recommended reading: 

Professional email salutations that work (with examples)

Written communication: definition and examples

How long should a cover letter be and what should it include?

Related Articles:

Professional CV writing service cost in 2024

How to choose the best CV paper

Choosing the optimal CV font size for readability & impact

See how your CV stacks up.

Career Advice Newsletter

Our experts gather the best career & CV tips weekly. Delivered weekly, always free.

Thanks! Career advice is on its way.

Share this article:

Let's stay in touch.

Subscribe today to get job tips and career advice that will come in handy.

Your information is secure. Please read our privacy policy for more information.

  • Log in
  • Site search

Writing a personal statement for your CV

CV personal statements are like the sales pitch of your CV, but not everyone thinks they're useful. Discover if they're really necessary, how to write a CV personal profile and templates for inspiration

What is a CV personal statement?

A CV personal statement is a concise paragraph or summary, which details what you can bring to a job or company. It's also known as an opening statement, personal profile, personal summary or executive summary.

Sitting at the top of your CV, it's your opportunity to sell yourself to employers and to highlight the relevant skills and experience you possess.

While effectively and succinctly convincing recruiters that you're a good fit for the role, a personal statement gives you the chance to show off your strengths and share your career goals.

'The focus of your CV statement should be to target your offer to employers - why should they hire you and how are you different to other graduates? Therefore, making your personal statement as unique as possible is crucial to ensure you stand out from the crowd,' explains Alex Proctor, careers consultant at the University of Bradford.

Do I need a personal summary on my CV?

Traditionally, almost all CV types include a personal statement but there is some debate about whether you actually need to include one.

Some recruiters and careers advisers believe that personal profiles are one of the most important parts of a CV, as they provide an easily accessible overview of a candidate's ability, while others feel that personal statements are a waste of valuable space and time.

The latter belief is often the case with graduate CVs, as some employers feel that those just stepping onto the career ladder don't necessarily have enough knowledge or experience to warrant a personal statement. Because of this, a graduate's personal profile runs the risk of being bland and generic and stating things that should be a given, such as, 'I'm hardworking and organised,' which is why some recruiters believe that they are best suited to more senior CVs.

So while your CV doesn't need a personal statement, employers spend only seconds looking at application documents. With this in mind, a CV personal statement gives you an invaluable opportunity to make your application stand out as quickly as possible.

Alex believes 'that a CV personal statement is a good idea, because employers often have so many CVs to read through and the personal statement, if clear and concise, can elevate your chances of getting through to the next stage of the recruitment process.'

If you'd like to include a personal statement on your CV it might be best, as a graduate, to focus on your educational background and the career path you'd like to embrace. If you have relevant experiences use these to make your personal statement unique. 'If you haven’t got much work experience, focus on what experience you can extract from your degree,' advises Alex. 'If you have taken part in various projects demonstrate what your role was. Alternatively, if you have written a dissertation, showcase your topic and what skills you have developed from this experience. Employers will value your individuality even if you haven't had masses of practical work experience.'

If you're struggling to give it context and get it right, make an appointment with your university's careers or employability service and ask an adviser to help you hone your writing. 

What should I include in my CV personal profile?

In terms of length, a CV personal profile should be no longer than 150 words. 'It should be short, impactful and aligned effectively with the CV content,' explains David Ainscough, careers consultant team lead and deputy director at the University of Cambridge.

'A personal CV profile should include details of your educational background, evidence of work experience, as well as your career aspirations. You ideally need to ensure you are telling the reader what you can offer skill-wise and don't be afraid to also share any accomplishments,' adds Alex.  

If you're struggling with what to write, break your personal statement down into three parts. Focus on:

  • who you are
  • what you can offer
  • your career aims.

Start by introducing yourself. For example, 'A recent graduate with a 2:1 in English literature from the Hillview University' or a 'Highly-skilled physiotherapist with five years’ experience…'

Next, detail what you can offer the company. Ask yourself why you're suited to the role and cover any relevant skills or experience. If you lack practical work experience instead draw attention to your academic achievements, such as contributing to university publications, which developed written communication, attention to detail and teamworking skills. Or how you applied skills learned on your physical therapy degree during your time as a physio assistant for university sport teams.

Conclude your personal statement by highlighting your career goals. For example, 'I am looking to start my career in the exciting world of publishing and to develop the skills learned through my university studies and internships.'

It's up to you how you present this information; there is no hard and fast rule. However, personal statements are generally displayed as a single paragraph, without a title or subheading. You'll need to keep it consistent with the rest of your CV formatting, meaning that the font size and type will need to be the same throughout your document.

Also, consider the voice and tense you'd like to use. Personal statements can be written in either the first or third person, but you'll need to maintain this voice throughout - don't switch between the two.

Take a look at  how to write a CV .

How can I make it stand out to employers?

  • 'Remember that first impressions count so make sure you're giving the recruiter a comfortable reading experience. Layout and clarity are crucial,' says David.
  • Tailor your CV personal statement (and CV in general) to each application.
  • Be honest. Untruths are easy to uncover and lying on your CV is a criminal offence.
  • Provide evidence of skills and experience but remember to keep it brief. For example, 'experienced event manager, who led a team to organise a charity ball for 150 people, raising £5,000 - a 20% increase on previous years.'
  • Use the job description to help form your CV personal profile.
  • Stick to the word limit.
  • Check for spelling and grammar mistakes. The personal summary sits at the top of your CV so any errors will be immediately apparent.
  • 'Keep it fresh. It needs to be reviewed in each application you make so consider something new to say each time,' adds David.
  • Read it aloud once you've finished writing to make sure it flows.
  • Copy and paste from your  cover letter or from online CV personal statement examples. Your personal summary needs to be unique and personal to you.
  • Include unnecessary personal information such as your age, marital status etc.
  • Use clichés, slang or jargon.
  • Use bland, empty statements like 'I work well independently and as part of a team'. This tells employers absolutely nothing about what you’re capable of.
  • Overuse buzzwords.
  • Include quotes from previous employers.
  • Ramble. Recruiters don't have time to read through waffle, so get to the point.

Think about the connotations of the words you use - 'currently studying' implies things might change, 'trying' implies failure, 'might' or 'maybe' sounds like you're not sure. The words you use have power so choose them carefully. You want to sound confident, positive and enthusiastic.

Find out more about the  top 7 CV mistakes .

CV personal statement examples

To help you get started take a look at the following CV personal profile examples.

As a recent graduate from the University of Townville, with a 2:1 honours degree in marketing, I have undertaken internships at industry-leading agencies such as Beyond Imagination and Noah Freemans. These placements have allowed me to develop sector knowledge and gain hands on experience, as well as expand transferable skills such as commercial awareness, communication and negotiation and analytical skills. My career aim is to gain a role which allows me to further my expertise and take on increased responsibility at a market-leading digital marketing agency.

I am a highly motivated 2:1 forensic science graduate from Groveshire University, looking to secure a graduate position that enables me to use and develop my analytical, attention to detail and communication skills. I have gained relevant experience in both scientific and hospital laboratories, which allowed me to build on my problem solving, concentration and team working skills. My career goal is to assume a role that enables me to analyse and interpret forensic data and to eventually move into crime scene investigation.

Remember; avoid copying and pasting ready-made examples. Instead use them as a guide to craft your own, tailored CV personal statement. Take a look at our  example CVs .

Find out more

  • Learn more about  applying for jobs .
  • Get more advice on CVs and cover letters .

How would you rate this page?

On a scale where 1 is dislike and 5 is like

  • Dislike 1 unhappy-very
  • Like 5 happy-very

Thank you for rating the page

  • Resume Templates
  • Resume Examples
  • Free Resume Builder
  • How to Write a Resume
  • Resume Format
  • Resume Packs
  • Cover Letter Templates
  • Cover Letter Examples
  • Free Cover Letter Generator
  • How To Write a Cover Letter
  • CV Templates
  • CV Examples
  • Free CV Maker
  • Resume Help
  • Cover Letter Help
  • Job Interview
  • Career Advice

CV Personal Statement:  Examples and Actionable Tips

Elena Prokopets

Fact: recruiters spend only 6 seconds reviewing each CV. So poorly organized CVs inevitably get discarded. 

Having an effective CV layout is the first step to attracting their attention. And the second step is topping that CV with a compelling personal statement (also known as a personal profile, personal summary, or executive summary).

What is a Personal Statement in a CV? 

A personal statement for a CV is a short and compelling paragraph that summarizes why you’re the most qualified person for the offered role. It tells the reader who you are and what valuable qualifications you will be bringing to their company.

NB : Opening statement, personal profile, personal summary, or executive summary are the other common names for a personal statement. 

Many believe that the work experience section is the most important element of a CV. Yet, it is your personal statement that can end up making or breaking the success of your job application. 

Because it provides the reader with a quick answer to one question they have on their mind: Are you qualified for the job or not? 

Remember: You’ll be directly competing with numerous other applicants with similar skills and work experiences. A compelling CV statement sets you apart by giving the reader a condensed snapshot of who you are as a person. 

Do I Need To Include a Personal Statement On My CV?

The short answer is YES! A personal statement entices the reader to read your entire CV by giving them a preview of your most valuable skills. It also helps you differentiate from other candidates by explaining your background, motivation, and personal character traits concisely. 

In essence, a personal statement helps you express why you are the right choice for the job in one condensed paragraph.

Where Should a Personal Statement Go in a CV?

A personal statement goes into the header area of your CV. Include it right under your name and contact details as a separate, highlighted area. A good personal statement is about 3-4 sentences long and occupies not more than 1/4th of the page. 

Alternatively, you can design a two-column CV and allocate the upper sidebar area for your personal statement. As a recent survey found, 77% of recruiters prefer two-column CVs to single-column ones.

Sample personal statement placement on a CV template

personal statement in resume

What Do You Write in a CV Personal Statement?

A compelling personal statement summarizes your professional and educational background; highlights the main skills and accomplishments. It can also express your career objectives and/or interest in the particular industry or subject if you’re a current student or recent graduate.  

Personal Statement Examples for CV 

To give you an idea of how to write your statement, let’s look at some examples.

Remember: You need to write a unique personal statement for your CV. Simply copying and using these examples may not be the best move because the sample CV statements won’t reflect your unique experiences and personality. 

Good CV Personal Statement Examples

Employers want to see experts. Therefore, your personal statement must speak directly to your most marketable skills. 

You should never come off sounding desperate or diminish your worth (even if you have been recently laid off ). Use a confident tone with first-person implied and strong verbs to describe your core competencies and other benefits you can bring to the workplace. 

General Jobseeker Personal Statement Example

Highly motivated, fully trained engineer with 15 years of experience in the telecoms industry. Worked with XYZ Telecoms Ltd, Cool Mobile Carrier, and Acme Telco as a field engineer and project team leader. Successfully managed large commercial telecom infrastructure installations. Currently unemployed due to the relocation of the company. Open to new opportunities in NOC. 

Personal Statement CV Example For an Administration Position 

Adaptable and resourceful facilities manager with experience in supporting enterprise-sized organizations in real estate, pharmaceuticals, and manufacturing industries. Strong organizational skillset: Six Sigma, standardized method of procedure (MOP) policies implementation. Was responsible for facilities operations on 2.4 million square feet in a 20-building chemical manufacturing campus, serviced by a 20+ people team of building engineers, electricians, HVAC technicians, and cleaners.

Accountant Personal Statement CV Examples

Below are two samples for a senior and a junior accountant. 

Chartered Accountant 

ACCA-certified accountant for mid-market and enterprise-sized companies. Conducted due diligence and tax audits for FTSE 500 companies. Commenced for a 100% accuracy track record in financial reporting, as well as fast turnaround on complex analytical reviews. Provide on-demand advisory on trust setup, company incorporation, and tax deferrals. 

Account Assistant 

Detail-oriented, certified accounting assistant with experience in payroll administration. Familiar with Gusto, Xero, and Intuit software. Effectively process payroll, benefits, taxes, and social contributions for over 1500 employees per month. Possess a strong foundation in employee classification,  tax reporting, and financial management. 

CV Personal Statement Examples for Students

Whether you’re applying for an internship or looking for a part-time job , a compelling personal is a must-have for a student CV. 

Since your work experience history may be a bit “thin”, you need to persuade the employer via other means — your transferable skills, academic interests, and personal traits. A personal CV allows you to spotlight all of these. 

Remember that you are bringing your energy, dedication, enthusiasm, and willingness to learn to the table. As you will not have any employment history, you need to make sure to get your personality and your soft skills over in your statement.

CV Statement for a Student Looking for a Full-Time Summer Job 

Junior copywriter, enrolled in a BA Writing Program at the University of Manchester (graduation date: fall 2025). Alumni of the 2022 Copywriting Bootcamp program from Matters Agency. Well-versed in target audience analysis, brand positioning, and editorial campaign planning. Writing clips for eCommerce and SaaS brands are available in my portfolio.  

CV Statement for an Internship 

Second-year mechanical engineering student at the University of Leeds, seeking to apply theoretical knowledge in safety system design. Proficient in AutoCAD and completed a series of blueprints for fire and water safety systems as part of my coursework. Fast learner, self-starter, and team player, I’m excited to contribute my technical expertise to a dynamic engineering team.

CV Statement for a Student Looking for a Part-Time Job 

Junior front-end developer (React, Angular JS), seeking a part-time programming position in the Great London area. Current availability is 10-15 hours per week, preferably with hybrid work arrangements. Solid understanding of design systems and UX/UI best practices. Past work experience in finance and eCommerce sectors. 

CV Personal Statement Examples for 16-Year-Olds

Joining the workforce straight after high school makes sense if you want to take a gap year or pursue trade education later on. The wrinkle, however, is that most employers may be wary of your age and lack of experience.

The goal of a personal statement is to dispel those doubts by showing that you’re a serious, mature, and hard-working candidate, eager to learn and hone your craft. 

Personal Statement for a Barista Position 

Genuine coffee lover and frequent guest at Maddie’s Cafe, I would love to join the barista team. As a former head of the prom planning committee, I understand the importance of good teamwork, efficient planning, and following instructions. My main objectives are to learn more about beverage prep and deliver exceptional experiences to customers. 

CV Personal Statement Examples For A Graduate

Your personal statement should focus on your main educational attainments and experiences. If you are applying before you have had your degree results, it is fine to give a projected grade. You can also mention any specific modules you have studied that are relevant to the job on offer and how much you enjoyed working on them.

Remember: Your goal is to explain why you’re interested in this role and what you could bring to the table. 

Graduate Personal Statement Example

Business administration graduate with a 1:1 honors degree from XYZ University. Interested in an entry-level merchandising position within your Commercial Sales Department to expand my knowledge in retail merchandising, procurement, and inventory management. Looking to apply my analytical and data modeling skills for merchandising strategy optimization. 

Personal Statement for High School Graduate 

Energetic and enthusiastic high school graduate (June 2023) with top A-levels grades in English, Maths, and French. Seeking an entry-level role in sales, where I can make use of and develop my language skills. My long-term career goal is to further my language qualifications and position myself as a European sales manager living and working overseas for a global company.

Personal Statement Examples for CV With No Experience

Lack of experience in a particular role or industry should never discourage you from applying. Although you may not tick all the criteria boxes, you still have transferable skills and unique work experiences to showcase.

Moreover, ongoing talent shortages are prompting employees to reconsider their hiring criteria, plus invest more in new hire training and upskilling. Four in five companies now struggle to fill in open vacancies, which is the highest number in the past 17 years. 

So take your chances and apply even if you don’t have sufficient work experience. 

Personal Statement Example with No Relevant Work Experience 

Former front-desk hotel employee, looking for an opportunity to leverage strong service orientation and organizational skills in new roles (Customer Success or Customer Support). Familiarity with appointment booking software, digital chat apps, and CRM software. With my strong commitment to personal growth and my adaptable nature, I believe I could be a valuable asset to customer-centric teams.  

Personal Statement Example with No Industry Experience 

Self-starter with a BA degree in Communication and experience in corporate event management seeking a transition to music festival management. Experienced in organizing off-site events for 100+ people (including location scouting and travel coordination). I thrive in fast-paced environments and am eager to build a strong network of new partners. 

Discover even more personal statements from our collection of CV examples . 

CV Personal Statement For A Career Change

Career change is a big decision, but it can lead to a more fulfilling professional life. Besides, you’re not completely starting anew. Many of the hard and soft skills are quite universal. There is any number of different jobs that need the same set of skills that you have developed, so always try to lead with these and use real-life examples of your experience.

Career Change Personal Statement Example:

Working for the past 10 years as a regional sales manager has allowed me to develop keen skills in building strong working relationships and lucrative networks. Communication skills I developed during my time at my current employer enabled me to win vital contract wins that increased sales revenue by 20% over three years. I am now ready to take on a new challenge and want to work in the charity sector so that I can use my skills to give something back for the direct benefit of others.

How To Write A Strong Personal Statement for a CV 

An effective personal statement summarizes your skills and experience in a relevant way i.e., it indicates how you can be of help to the employer. 

In short, a compelling CV personal statement: 

  • Lists your most marketable skills and qualifications 
  • Highlights your industry knowledge and work experiences 
  • Mirrors some of the key phrases, used in the job description 

And here’s how to write a personal statement that makes a mark.

1. Review the Job Description Once Again 

As you go through the role description, pay attention to the words, used by the employer, to describe the candidate’s requirements, duties, and personality. Keep those in the back of your head. 

These are the keywords you’d want to use all around your CV — in the personal statement, work experience, education, and skills areas. 

2. Do a Mental Tally of Your Skills 

Try to remember the times in your previous work roles when you accomplished notable objectives, went above and beyond expectations , or otherwise did better than your peers.  

Note down everything that springs to mind including your years of experience in a similar role, challenges you took on and the positive results achieved, new projects you kick-started – anything that has close relevance to this new position.

3. Make a Draft Personal Statement 

Write down a sample personal statement. Don’t worry about the length – just put as many details as you’d like on paper. Once you’re done, revisit the job description. See how your personal statement compares to the description. Does it paint a picture of someone who would fit the role? 

4. Edit for Clarity and Briefity 

A good CV personal statement shouldn’t be longer than 3-4 sentences. Take a critical look at your draft version and condense it to the bare essentials: 2-3 main skills, a major accomplishment, and a note on your motivation and/or personal traits. 

Other things that don’t belong in your personal statement are:

  • Explanation of employment gaps or present unemployment status 
  • Information about hobbies or personal interest 
  • Any mention of references or recommendations 
  • Irrelevant skills or work experiences 

Want to stand out even more? Add a persuasive opening statement that highlights your strengths as a candidate. 

A compelling personal statement can be the key between your CV making the ‘yes’ pile or the reject bin. Take some time to get your statement right and always write a new one for each job you apply for by mirroring the employer’s language. 

Finally, to give your CV a polishing touch, try out one of our fancy, but free CV templates , coming in multiple styles: professional, modern, simple, and creative!

Elena Prokopets

Elena runs content operations at Freesumes since 2017. She works closely with copywriters, designers, and invited career experts to ensure that all content meets our highest editorial standards. Up to date, she wrote over 200 career-related pieces around resume writing, career advice... more

you might also like

best colors for resume

6 Best Colors For Your Resume (According to Pro Designers)

how to put internship in your resume

How to Put an Internship on a Resume: FAQs Answered

put research on a resume

How to Put Research on a Resume: Tips and Examples

skills for retail position

Resume Skills For Retail: Big List of Examples

childcare worker

90+ Childcare Skills For Your Resume (+ Daycare Worker Resume Example!)

Leave a response cancel reply.

OPTnation

Crafting Effective Resumes for International Students – Stand Out to U.S. Employers

Crafting Effective Resumes for International Students - Stand Out to U.S. Employers

For international students aiming to secure opportunities in the United States, understanding how to write an effective resume that caters to U.S. employers is crucial. It is worth understanding how and when to turn to a skilled and qualified paper writer for help if you know your weak points in advance. In this article, we’ll dissect the anatomy of an American resume, detailing the nuances, sharing actionable tips, and offering a step-by-step approach to ensure your resume stands out.

Understanding the U.S. Resume Format

Unlike CVs prevalent in many other countries, U.S. resumes typically follow a reverse-chronological layout, listing the most recent experience first. They’re concise, direct, and employer-oriented, focusing on the candidate’s skills, accomplishments, and relevant experiences.

Crafting a Compelling Resume Introduction

Begin your resume with a concise introduction or objective statement. This section should summarize your career goals and highlight your unique selling points. It sets the tone for the rest of your resume and provides context for recruiters, making it easier for them to understand your career trajectory and aspirations.

Highlighting Relevant Experience and Achievements

Your work experience is one of the most crucial sections of your resume. Here, highlight your relevant professional experiences, whether paid or unpaid. Describe your roles, responsibilities, and, most importantly, your achievements. Where possible, quantify these achievements with tangible metrics, showing the potential impact you can bring to the employer’s organization. Ensure you use active language and power words, such as “achieved,” “earned,” or “accomplished.”

Streamlining the Education Section

The education section should clearly outline your academic qualifications. List all your degrees, diplomas, and certifications in reverse chronological order. Also, highlight any relevant coursework, academic achievements, or honors. For international students, detailing any U.S. qualifications or certifications can be particularly advantageous.

Including Appropriate Personal Information

While you should include essential personal information, be cautious about sharing excessive details. U.S. recruiters focus on your skills and qualifications rather than personal attributes. Therefore, limit your personal information section to your full name, contact number, professional email address, and LinkedIn profile or personal website (if applicable). For international students, it’s essential to clearly state your work authorization status.

Optimizing for Keywords and ATS Compatibility

With the proliferation of Applicant Tracking Systems (ATS), it’s vital to optimize your resume with relevant keywords. These keywords should align with the job description and required skills listed in the job posting. Including these keywords increases the chances of your resume passing through ATS filters and catching the recruiter’s attention.

Prioritizing Brevity and Simplicity

Aim for a one to two-page resume that’s easy to read and visually appealing. Use a clean, professional font and well-structured bullet points to ensure readability. Also, maintain reasonable margins and spacing. Remember, your resume should be a summary of your skills and experiences, not an exhaustive autobiography.

Emphasizing Skills and Proficiencies

The “Skills” section is your chance to showcase your abilities. List both hard skills (technical abilities or job-specific skills) and soft skills (interpersonal skills, problem-solving, etc.). Make sure the skills you list align with the job requirements. Highlighting language proficiencies can be a significant advantage for international students.

Crafting a Professional Summary Statement

Replace the old-fashioned “career objective” with a modern “summary statement.” This section should succinctly encapsulate your education, skills, experiences, and achievements. Use it to explain why you’d be an excellent fit for the role. Remember, this section plays a pivotal role in capturing your potential employer’s attention, so make it count.

Ensuring Proper Effective Resume Length and Format

While U.S. employers prefer a particular format for resumes, you should also be mindful of the length. For most roles, a one to two-page resume is acceptable. However, if you’re applying for senior-level roles or positions in academia or research, a longer resume might be necessary.

Including a Cover Letter

While not always explicitly required, it’s a good practice to include a personalized cover letter with your resume. A well-crafted cover letter can help you stand out and provide additional context to your resume. Make sure to tailor each cover letter to the specific job and company you’re applying to.

Proofreading and Review

Before you hit the ‘submit’ button, take the time to meticulously proofread your resume. Look out for any grammatical errors, spelling mistakes, or inconsistencies. Having a second pair of eyes review your resume can also be beneficial.

Remember, writing an effective resume is an art. It requires a strategic approach and a good understanding of U.S. employers’ expectations. By following these tips, you can create a standout resume that not only highlights your qualifications and skills but also showcases your unique perspective as an international student.

Your journey to landing your dream job in the United States begins with a standout resume. Make it count!

Purdue Online Writing Lab Purdue OWL® College of Liberal Arts

Welcome to the Purdue Online Writing Lab

OWL logo

Welcome to the Purdue OWL

This page is brought to you by the OWL at Purdue University. When printing this page, you must include the entire legal notice.

Copyright ©1995-2018 by The Writing Lab & The OWL at Purdue and Purdue University. All rights reserved. This material may not be published, reproduced, broadcast, rewritten, or redistributed without permission. Use of this site constitutes acceptance of our terms and conditions of fair use.

The Online Writing Lab at Purdue University houses writing resources and instructional material, and we provide these as a free service of the Writing Lab at Purdue. Students, members of the community, and users worldwide will find information to assist with many writing projects. Teachers and trainers may use this material for in-class and out-of-class instruction.

The Purdue On-Campus Writing Lab and Purdue Online Writing Lab assist clients in their development as writers—no matter what their skill level—with on-campus consultations, online participation, and community engagement. The Purdue Writing Lab serves the Purdue, West Lafayette, campus and coordinates with local literacy initiatives. The Purdue OWL offers global support through online reference materials and services.

A Message From the Assistant Director of Content Development 

The Purdue OWL® is committed to supporting  students, instructors, and writers by offering a wide range of resources that are developed and revised with them in mind. To do this, the OWL team is always exploring possibilties for a better design, allowing accessibility and user experience to guide our process. As the OWL undergoes some changes, we welcome your feedback and suggestions by email at any time.

Please don't hesitate to contact us via our contact page  if you have any questions or comments.

All the best,

Social Media

Facebook twitter.

Miss Teen USA UmaSofia Srivastava resigns days after Miss USA Noelia Voigt steps down

personal statement it cv

Miss Teen USA 2023 is resigning just days after Miss USA Noelia Voigt .

UmaSofia Srivastava , who took home the 2023 title in September, shared a lengthy statement Wednesday announcing her departure because her " personal values no longer fully align with the direction of the organization."

"After months of grappling with the decision, I have made the choice to resign from the title of Miss Teen USA 2023. I am grateful for all the support from my family, my state directors, my sister queens, and the fans who have cheered me on since I won my state title," Srivastava wrote. "I will always look back on my time as Miss NJ Teen USA fondly, and the experience of representing my state as a first generation, Mexican-Indian American at the national level was fulfilling in itself."

In a statement shared with USA TODAY on Wednesday, Miss USA CEO and President Laylah Rose said, "Our all-encompassing goal at Miss USA is to celebrate and empower women. Our participants make a real difference in this country and around the globe."

Rose's statement continued, "All along, my personal goal as the head of this organization has been to inspire women to always create new dreams, have the courage to explore it all, and continue to preserve integrity along the way. I hold myself to these same high standards and I take these allegations seriously. Please be assured that the well-being of all individuals associated with Miss USA is my top priority."

Need a break? Play the USA TODAY Daily Crossword Puzzle.

In her resignation statement, Srivastava vowed to continue her philanthropy with The Lotus Pedal Foundation and the Bridge of Books Foundation as she completes her junior year of high school.

"While this was certainly not how I saw my reign coming to a close, I am excited to continue my advocacy for education and acceptance, start applying to colleges, and share some exciting new projects on That’s Fan Behavior with those of you who plan to stick around," she captioned the post, referring to her blog .

Srivastava added: "At the end of the day, I am so lucky to have had the privilege of this experience, but if this is just a chapter, I know that the story of my life will truly be incredible."

"I LOVE YOU! So proud of you my angel," former Miss USA Voigt commented.

Miss USA Noelia Voigt makes 'tough decision' to step down. Read her full statement.

Miss USA Noelia Voigt resigned for her 'mental health,' leading to fan theories

On Monday, Voigt, who was awarded Miss USA in September 2023,  announced her resignation in a statement  on Instagram. The former title holder wrote, "In life, I strongly value the importance of making decisions that feel best for you and your mental health."

Her decision to relinquish her Miss USA crown has sparked a flurry of online speculation after fans noticed a strange detail about her statement.

In the comments of her post and elsewhere on social media, users pieced the first letter in each sentence of her statement to reveal the phrase "I AM SILENCED" — though this discounts the last three sentences, the first letters of which spell "HIP." It was not immediately clear whether the message was intentional.

Miss USA shifts: Did Noelia Voigt's resignation statement contain a hidden message?

Miss USA previously said in a statement to USA TODAY, "We respect and support former Miss USA Noelia Voigt’s decision to step down from her duties. The well-being of our titleholders is a top priority, and we understand her need to prioritize herself at this time."

The statement added, "The organization is currently reviewing plans for the transition of responsibilities to a successor and an announcement regarding the crowning of the new Miss USA will be coming soon."

Prior to Voigt's announcement, Miss USA social media director Claudia Michelle  shared on Instagram  Friday that she has resigned from her role. In a statement posted to social media, she wrote, "I have had the privilege of getting to work with Noelia closely and have unfortunately seen a decline in her mental health since we (first) met. I feel like her ability to share her story and her platform have been diminished."

"I feel the way current management speaks about their titleholders is unprofessional and inappropriate," she went on to write. "I disavow workplace toxicity and bullying of any kind."

In an Instagram story, Michelle shared Voigt's statement and highlighted the "I AM SILENCED" letters.

Miss USA Organization denies accusations of toxic environment

In response to Michelle's post, the Miss USA Organization said in a statement to USA TODAY, "We are troubled to hear the false accusations made by a former Miss USA employee. Miss USA is committed to fostering a safe, inclusive, and supportive environment, and we take these allegations seriously. Indeed, we have and will continue to prioritize the well-being of all individuals involved with Miss USA."

In the caption of her original Instagram post, Voigt acknowledged that her resignation "may come as a large shock to many," but added, "Never compromise your physical and mental well-being."

Contributing: Brendan Morrow and Erin Jensen ,  USA TODAY

Additional context on the protest at Kelvin Smith Library Oval: May 6, 2024

To the Case Western Reserve community,

Today marks one week since protesters began an encampment on the Kelvin Smith Library Oval. The ongoing conflict at the center of this protest is a complex, often personal issue about which many in our university community feel passionately, but the devastating loss of Israeli and Palestinian lives should be a distress we all share.

Over the weekend, I had the opportunity to meet with elected undergraduate student leaders, who shared with me their perspectives—and those of the wide range of students they represent. I want to thank them for taking the time to have this discussion amidst finals, and for the care and commitment they show in their roles.

During our meeting, these leaders noted that many members of our community, especially students, are unaware of the history of administration’s attempts over the years at discussion with CWRU Students for Justice in Palestine (SJP), a student organization whose leaders are heading the protest on Kelvin Smith Library Oval. At the elected student leaders’ suggestion, I wanted to provide additional context that may help explain the ongoing encampment and the university’s response.

The protesters have issued a series of demands, several having to do with a 2022 resolution passed by the Undergraduate Student Government (USG) about which many current students may not be aware. To enable fuller understanding, I wanted to recap the situation briefly.

USG Resolution 31-51 called for the university to divest assets from “Israeli apartheid,” among other requests. In response, I sent this communication to the university community, and subsequently I met with USG leadership as well as leaders of CWRU SJP to more clearly express my intentions. Divestment—a key component of the protesters’ demands—is and remains something the university will not do.

I want to reiterate that individuals are free to express their opposition to the university’s position on any range of issues—including this one—in accordance with the guidelines in our freedom of expression policy . It is never acceptable, however, to protest with signs, chants or other actions that are intimidating to members of our campus community, as has occurred in some cases this past week at the Kelvin Smith Library Oval.

This academic year, there have been multiple instances in which CWRU SJP’s advocacy has violated the university’s community standards, including vandalism. Ultimately, after multiple attempts at engagement with CWRU SJP leaders, some of these actions led to an interim suspension of its student organization status, which our student conduct team has tried to work toward resolution.

On Monday, April 29, members of CWRU SJP and their allies formed an encampment on Kelvin Smith Library Oval—an act that violates multiple aspects of the university’s freedom of expression policy regarding the appropriate time, place and manner for such activities, including disruption of university operations.

Still, appreciating their commitment and in a gesture of trust, members of the administration worked with CWRU SJP leaders and made an exception on Monday to rules to allow students, faculty and staff (with CWRU IDs) to remain overnight if outside community members left by 8 p.m.—an approach that was followed effectively Monday night. On Tuesday afternoon, members of the administration held conversations with CWRU SJP leaders that yielded promises that were promptly broken, and by Tuesday evening, they violated the fundamental agreement when they allowed—and continue to allow—non-CWRU individuals to stay at all hours. 

As a result, on Thursday afternoon, I communicated that protesting in the oval was no longer permitted, and charges and/or sanctions will be invoked. Since Thursday, protesters have escalated their actions, including expanding the perimeter of the protest to block access to buildings and disrupting campus operations in multiple ways. Case Western Reserve University police continue their presence, providing protection for the protesters and the rest of our community.

I share this information to assure you that the university is committed to working with student leaders—but working together requires all parties to work in good faith. As I noted in my email Thursday, we will not engage in discussion on the demands made until the encampment ends and protesters have completed any relevant conduct processes.

I hope this email provides more clarity on this evolving situation. Again, I want to thank the elected student leaders who met with me last weekend. Their constructive feedback, openness to discussion and advocacy for their peers are testaments to the strong leadership they display.

Eric W. Kaler President

Credit card issuers push back on $8 late fee cap with new fees, higher interest rates

personal statement it cv

Shoppers already are spotting some cunning push back from credit issuers now that regulators want to cap late fees at $8.

Watch out for higher interest rates and new oddball fees on some cards, particularly credit cards issued by big name retailers. Definitely, read any paperwork that accompanies your statements. Review changes in terms. We're looking at a major fight between bankers and regulators — and some credit card issuers apparently aren't taking any chances.

Consumers applaud the change; bankers abhor it.

The limit on late fees, announced back in March by the Consumer Financial Protection Bureau, was set to be put in place May 14.

But the launch could be delayed as part of the legal battle that has ensued after the U.S. Chamber of Commerce, the American Bankers Association, the Consumer Bankers Association and others quickly sued in federal court to stop the change. Opponents maintain that capping late fees would trigger higher card losses and higher costs for issuers, including money lost on risky accounts that some card issuers claim would not have been opened if an $8 late fee were in place.

An $8 late fee cap creates an uproar among bankers

The Consumer Financial Protection Bureau says consumers would save more than $10 billion in late fees each year. The average savings, according to the regulator, could be $220 per year for the more than 45 million people who are charged late fees. The finalized rule also puts an end to an automatic inflation adjustment that could have boosted late fees in the future.

An $8 late fee seems high enough to many lower-income and middle-income consumers who miss making a credit card payment. It's two boxes of cereal, after all, if you're shopping with coupons. On top of that fee, interest keeps building and consistently tardy consumers face the possibility of getting hit with sky-high penalty rates.

But credit card issuers say more people won't care about when they pay if a late fee is merely $8. Issuers stand to lose big money on such a change, given that they charge $32 on average for a late fee now.

The Consumers Bankers Association, which represents many of the nation's largest credit card issuers, calls the $8 limit a "misguided campaign" with far-reaching harmful consequences for many consumers. "Banks may be forced to increase rates and offer fewer credit options to mitigate the risk associated with more missed payments," the industry group stated.

Right now, some consumers are looking at higher costs, as some bankers put new rules into place to offset the expected loss of revenue and increase in risk.

A new $1.99-a-month fee for paper statements

Credit card issuers that specialize in co-branded cards offered by retailers — the cards shoppers often use to get perks with favorite brands — are out front now with some new fees and higher rates on some cards.

Some consumers open these cards out of loyalty to a brand; others are often first-time credit card holders who want easy access to credit. Many times, retailer cards are an option for those with a lack of a credit history. Standards to qualify tend to be lower than general purpose plastic.

Synchrony Financial — which specializes in co-branded store credit cards — told some consumers that they're looking at a $1.99-a-month fee — or $23.88 a year — if they continue to receive paper statements. Credit card holders would be charged this fee if they're sent a paper statement when they have a balance that's greater than $2.50. And that's true even if the customer also receives a statement in an electronic form, too.

The $1.99 fee is not charged each month "if you set up paperless statements and are sent your statements only in electronic form," according to an insert sent to some customers.

The change is marketed as a go-green kind of a thing. "Going paperless means less waste," according to the credit card insert. But many credit card issuers aren't charging monthly fees for statements, and a new fee that amounts to nearly $24 a year will offset some of the red that card issuers see as late fee revenue slumps.

Synchrony offers credit cards in partnership with long list of retailers and brands, including Sam's Club, Lowe's, QVC, Fanatics, Gardner White, American Eagle, Value City, Ziebart, the JCPenney, Dick's Sporting Goods, Walgreens and others.

But you'd need to check your Synchrony card to see what changes, if any, could be ahead for you if you receive paper statements. Fees and rules could vary by type of card. It's not an across-the-board type of change.

"Customers can avoid this fee by signing up to instead receive digital statements," said Lisa Lanspery, senior vice president corporate affairs for Synchrony.

"We are taking steps to ensure customers are aware of the change and will support them on how to easily opt-in to paperless statements.”

Many consumers — especially those with Synchrony cards like the Amazon Store Card or the PayPal-branded card — no doubt already receive e-statements and won't need to fret about the new fee.

In 2022, more than two out of three consumers received only e-statements for their general purpose credit cards, according to a report by the Consumer Financial Protection Bureau.

Why I find a fee for paper statements troubling

Even so, I'm troubled by a new fee for paper statements. Getting a bill in the mail shouldn't be treated as a luxury item that costs nearly $24 a year.

A paper statement can be essential for some lower-income households who don't have secure online access or fear not that they won't spot a bill on time. Consumers also could be less likely to spot erroneous or fraudulent charges, if they're not consistently reviewing their statements online.

An online statement makes more sense, perhaps, if you set up a system to automatically pay your bill each month. But someone without much room in the family budget might avoid such options, even though automatic payments can be set up to cover the minimum payment due, the total statement balance, or another fixed amount.

"Paper statements remain an important mechanism to prompt payment for many consumers, particularly lower-income families, and those without access to broadband internet, which includes many Americans 65 years or older," according to a CFPB report issued in 2021.

And, here's another thought: What if you pay a fee but somehow don't get a statement? Seriously, it has happened, according to consumer complaints and issues highlight in an October report about "junk fees" issued by the Consumer Financial Protection Bureau.

A trend toward 35% rates continues in retail credit cards

What may be even more troubling for those who don't pay off the balance each month is a trend in 2024 to hike interest rates on credit cards. We're not talking about Federal Reserve driven rate hikes, either.

The Fed last moved to raise interest rates back in July 2023, so the latest rate hikes on credit cards now aren't connected to Fed action.

One notice relating to a Synchrony account said a new higher rate will take effect for purchases or cash advances made after May 15. The notice also indicated that a penalty rate will be added and may be applied to the account if the total minimum payment due isn't paid by the due date two or more times during any 12 consecutive billing cycles, including one billing cycle prior to the effective date of the new notice. The penalty APR could "potentially remain in effect indefinitely."

A cardholder of a Synchrony-issued T.J. Maxx credit card, for example, was notified that the annual percentage rate would jump to 34.99%, according to an April report in the American Banker. And the penalty rate, which could still be applied when customers are late, would go up to 39.99%. The notice also said Synchrony is adding a $1.99 monthly fee if T.J. Maxx card customers continue to receive paper statements.

Credit card rates on store issued credit cards are typically much higher than regular credit cards, but a rate of 35% really can cause your eyes to pop.

The average rate on retail cards is now 29.33% for all retail cards — credit cards offered by the 100 largest retailers, according to a Bankrate.com survey done in April. That rate is the highest level ever recorded by Bankrate.com.

Back in December, the overall average for all retail cards was 28.93% back in December, up from 26.72% in 2022, according to Bankrate.com.

By contrast, the average credit card rate on a general purpose card or bank-branded card has hit 20.66% — up from 20.23% a year ago and 16.4% on May 1, 2022, according to Bankrate.com data.

The Macy's credit card had an annual percentage rate of 31.99% back in December, but that rate is now listed at 34.49% online.

Putting rates of 30% and higher on ordinary credit cards used to be a psychological "barrier few dared to cross," said Ted Rossman, senior industry analyst for CreditCards.com and Bankrate.com.

He noted that banks can get around state interest rate caps by setting up shop in states like South Dakota and Utah that either don't have an interest rate cap or have a very high one. Yet, he said, there is a 36% national cap on interest rates that can be charged to members of the military.

More typically, he said, consumers would see these kind of rates above 30% being charged to consumers with extremely low credit scores that put them in a deep subprime category for credit. But that's far from the case anymore, as rates on retail cards are often the same for anyone who carries a balance, regardless of credit score.

The CFPB rule does not change the credit card issuer's ability to raise rates — and that's likely to be "one of the main mitigation strategies for the industry," according to a report issued in March by Goldman Sachs analyst Ryan Nash. He also expected the potential introduction of account maintenance fees.

Credit card issuers also could still reduce lines of credit for consumers who show financial stress when they're consistently paying late. "Larger card issuers would be able to charge fees above the threshold," the report noted, "if they can prove the higher fee is necessary to cover their actual collection costs."

Late fees contributed 12% to 2023 revenues on average for the five major card issuers tracked by Goldman Sachs. Late fees were estimated to be 25% of revenues at Bread Financial Holdings, and 20% of revenues at Synchrony.

More: Regulators want to slash credit card late fees to $8 from $32 average

More: Hidden junk fees from businesses can drive up costs. Biden, FTC plan would end it.

The $8 fee is a 'venti latte,' one exec says

The credit card industry's disdain toward the $8 fee had dripped throughout the lengthy debate.

Credit card issuers argue that they must revamp their pricing models to compensate for lost revenue, especially if the issuer caters to everyday consumers who can often be late with payments and might not worry about an $8 fee.

A mere $8 fee was labeled a "venti latte" by Bread Chief Financial Officer Perry Beberman at a conference in March 2023, according to the industry publication Payments Dive. Co-branded partnerships in the Bread portfolio, include the NFL Extra Points Visa, Victoria's Secret, and Forever 21, Zales, Lane Bryant, Torrid, Big O Tires and Burlington.

The CFPB made a proposal back in February 2023 to effectively cap credit card late fees at $8 and then issued a final rule in March on an $8 fee, which bankers said was lower than many expected it would be.

Brian Doubles, Synchrony president and CEO, said on an earnings call in late January that Synchrony was reviewing "pricing actions and offsets that we would deploy when we see the final rule." Without these offsets, Doubles said, a meaningful portion of retail store customers who are approved for the retail cards now would no longer have access to credit.

The Consumer Bankers Association warns: "All cardholders, including the 74% who pay on time, could see lower credit lines, tighter standards for new accounts, and increased annual percentage rates," thanks to a low $8 limit on late fees. The argument is that costs will be shifted somewhere else and reduce access to credit.

Consumer advocates, though, see high late fees as one more way to ding consumers with yet another junk fee.

CFPB Director Rohit Chopra said in early March that the new rule "ends the era of big credit card companies hiding behind the excuse of inflation when they hike fees on borrowers and boost their own bottom lines."

Right now, the CFPB stated, large card issuers typically charge consumers $30 for the first late credit card payment and $41 for subsequent late payments, with the average late fee at $32.

The flat $8 late fee sounded so simple when the CFPB made its announcement in March. The pushback, as we've seen, can come in all sorts of fees and fashions.

Contact personal finance columnist Susan Tompor:  [email protected] . Follow her on X (Twitter)  @ tompor .

Understanding bank statement mortgages

  • Who do they benefit?

What Are Bank Statement Loans?

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate mortgages to write unbiased product reviews.

  • A bank statement loan is a type of mortgage that uses bank statements to help the borrower qualify for financing.
  • These mortgages are geared toward self-employed borrowers who could benefit from using bank statements in lieu of tax returns.
  • Bank statement loans sometimes come with higher mortgage rates.

Though it might not seem fair, self-employed borrowers and small business owners often have a harder time qualifying for a traditional mortgage , even if they can afford one. But that doesn't mean getting a mortgage is impossible.

Many mortgage lenders have solutions to help borrowers who run their own businesses become homeowners — namely, bank statement loans, which allow borrowers to qualify based on their banking trends, rather than tax documents and pay stubs. These provide business owners a way to qualify for a mortgage without sacrificing any of their businesses' tax breaks. 

Bank statement mortgages are an alternative loan option for those with non-traditional income. This can include freelancers, contractors, small business owners, and other similar professionals.

These loans help non-traditional borrowers qualify for mortgages thanks to their:

Income verification alternatives

When getting a mortgage, borrowers are required to provide a bunch of documents proving that they have the income to afford the loan. Mortgage lenders want to be sure that a monthly mortgage payment won't push your debt-to-income ratio too high and put you at risk of default.

Traditionally, this is done with W-2 forms and tax returns that show the taxable income the borrower has earned in the previous two years. But for borrowers who are self-employed, providing the traditional mortgage documentation can be tricky.

Bank statement loans enable these borrowers to apply using bank statements instead of tax documents. For those who have enough income to afford a monthly mortgage payment but struggle to qualify for a conventional mortgage , a bank statement loan can make homeownership possible.

"These loan programs were designed to serve the self-employed borrower community and give them a product that can be underwritten adequately to control risks but to also give well-qualified entrepreneurs a tool to achieve homeownership," says Jon Bodan, strategic financing advisor at Real Estate Bees and president of mortgage lender The Perpetual Financial Group .

Focus on cash flow

With a bank statement loan, lenders are primarily looking to establish your cash flow trends — to determine how much you reliably have in the bank each month and how much you can devote to your new monthly mortgage payment.

To qualify for a bank statement loan, you'll generally need to provide between 12 to 24 months worth of consecutive bank statements. The lender will use this to determine your income trends.

By using their bank statements to show how much income they're pocketing after taxes and business expenses, these borrowers can successfully show lenders that they have the finances to afford a mortgage.

Who benefits from bank statement loans?

If your tax returns don't reflect your true income, you lack traditional income documents like W-2s or pay stubs, you own your own business, or work as a contractor or freelancer, bank statement loans can be a good option to consider. Here's a look at how professionals can benefit from these loans:

Self-employed borrowers

As we mentioned, borrowers are traditionally expected to show W-2s and tax returns when applying for a mortgage. But self-employed borrowers don't typically receive W-2s, and their tax returns often show them earning less income than what they actually earn.

"Many self-employed borrowers write off practically everything on their tax returns so they can minimize their tax liability, but they have plenty of cash and cash flow to service a mortgage successfully," Bodan says.

Business owners with fluctuating income

Bank statement loans can also be helpful for business owners with unpredictable incomes.

In this case, lenders can use the past few years of bank statements to determine the company's net income and, thus, how much the business owner can comfortably afford to pay each month toward a mortgage.

Those with significant assets

You might also want to use a bank statement loan if you have little or inconsistent income but lots of assets. If you have a large trust fund , for example, but not much incoming earnings, a bank statement loan would allow you to qualify by how much you have in that fund and other bank accounts, rather than relying on your current earnings and tax returns. 

Bank statement loans are more complex than traditional loans and may require more documentation, but they're not necessarily harder to get. If you have enough in the bank to cover the monthly payment you're applying for, then bank statement mortgage qualification should not be a problem.

To qualify for a bank statement loan, you'll usually need at least 12 to 24 months of personal and business bank statements. This helps the lender establish your income trends and determine what you can afford. Before applying for a loan, ask your lender if they offer 12-month vs. 24-month bank statement loans. This will allow you to gather documentation early and ensure a smooth and fast underwriting process.

In some cases, bank statement loans may come with higher rates. Borrowers using these loans are often considered riskier, as their income is not as dependable as those with traditional 9-to-5 jobs.

Some banks and credit unions offer self-employed bank statement mortgages, but you'll have the best luck with more specialized mortgage lenders. You can also work with a mortgage broker. These professionals have access to dozens of bank statement loan lenders and can recommend the right one for your needs.

If you don't have traditional income documents like W-2s or pay stubs or you take a lot of business-related tax writeoffs, a bank statement loan may be the best option for you to get a mortgage. 

The upside of these loans is that they can make it easier for non-traditional income earners to get a mortgage. The downside is that they may have higher interest rates and closing costs or require a higher down payment.

personal statement it cv

  • Main content

IMAGES

  1. CV Example with a Personal Statement

    personal statement it cv

  2. 7 CV ideas to write a winning CV + CV template [Get noticed] (2023)

    personal statement it cv

  3. How To Write A Cv Vitae Personal Statement

    personal statement it cv

  4. How to Write a CV Personal Statement + Examples

    personal statement it cv

  5. CV Summary: 20+ Examples of Great Career Statements (2022)

    personal statement it cv

  6. How to Write a CV Personal Statement + Examples

    personal statement it cv

VIDEO

  1. A Step-by-Step Guide to Personal Statement Structure by @mattgreen.jgm

  2. Personal Statement, Study Objectives & CV Writing

  3. Future Superstar LEE KANG-IN

  4. 4 Alternatives to ‘ABOUT’

  5. How To Use Guess, Suppose, Assume, Presume

  6. How To Address People in English

COMMENTS

  1. 17 CV personal statement examples 2024

    CV templates 17 CV personal statement examples. To start this guide, I have included 10 examples of good personal statements, to give you an idea of how a personal statement should look, and what should be included.. Note: personal statements are generally used by junior candidates - if you are experienced, check out our CV profile examples instead.

  2. 20+ Good CV Personal Statement Examples (& How to Write)

    Here's a personal statement from an administrative assistant's CV that shows you how to write your own: 2. Customer service CV personal statement. This personal statement for a customer service CV underscores the applicant's years of experience with strategic bolding and showcases their customer service skills: 3.

  3. How To Write a Personal Statement on a CV (with Examples)

    The personal statement is the part of a CV that provides recruiters and hiring managers with a brief overview of your professional profile or career objectives. It consists of a short paragraph that follows your name and contact information at the top of the document.

  4. How to Write a Resume Personal Statement (6 Tips + Examples)

    A resume personal statement should include: Between 50 and 200 words in 3 - 4 sentences. Your title or function, for example "Junior developer" or "Passionate hospitality manager". An opening hook. Soft skills and hard skills. Impressive facts and stats. Your short and/or long-term goals.

  5. How to Write a CV Personal Statement + Examples

    Here's how to write a personal statement step-by-step: 1. Say Who You Are in the First Sentence. The first sentence of your personal profile must show that you're a serious candidate for the job. So, skip your zodiac sign or your favorite football team, even if they're a big part of who you are.

  6. How to Write a CV Personal Statement [20 Examples Included]

    Here's how to write a CV personal statement and pitch yourself to a hiring professional: #1. Introduce Yourself. The very first sentence of your personal statement should indicate that you're a serious candidate for the position. Describe yourself and your work experience using strong adjectives and action verbs.

  7. How to Write a CV Personal Statement [+4 Real-life Examples]

    CV Personal Statement Examples #1: Personal Statement Example for Recent Graduate CV #2: Personal Statement Example for Returning to the Workforce CV #3: Personal Statement Example for a Career Change CV #4: Personal Statement Example for a Experienced Professional CV Conclusion. Creating an effective CV takes time and close attention to detail.

  8. Resume Personal Statement: How to Write & 7+ Good Examples

    Here's a well-written final sentence for a personal statement: Proven expertise and results in financial planning for rapidly growing companies are a perfect fit for your company as it undertakes aggressive international expansion. Resume personal statement examples. Here are five good examples of professional resume statements: 1.

  9. How To Write A Resume Personal Statement (With Examples)

    If a personal statement is the one you need, stay with us. The Elements Of A Good Personal Statement. A good CV personal statement or personal profile has 5 simple elements: State who you are; Write 2-3 suitable skills; Include 2-3 achievements; Write the name of your target company; What you hope to do for your new employer.

  10. 9 Great CV Personal Statement Examples

    Example Personal Statement: "Creative Head of Marketing with 10+ years of experience leading the development and execution of revenue-driving digital marketing strategy for international markets. Increased [Company X] client acquisition by up to 1000% and conversion rate by up to 200%.

  11. Personal Statement for CV: Examples & Tips

    Here are some CV personal statement examples demonstrating that: Nurse "Maintained medical needs for 20 residents, leading in times of high-stress, administering high-level medical care to all individuals.". Electrician "Responsible for Hightrees development which was given an industry award for low energy consumption.".

  12. CV Personal Statement Examples and Tips

    The personal statement on your CV is the one place where it's okay to talk about yourself in the third person. However, using pronouns, for example, "he is a conscientious worker with 12 years of experience..." is a step too far. Instead, drop the pronouns, so that would become "A conscientious worker with 12 years of experience…".

  13. IT CV

    A CV personal statement is a short paragraph (no more than 4-5 sentences) that appears at the top of your IT CV, just under your contact information. This paragraph should briefly describe your most job-relevant IT: experience and skills; achievements; career goals; But remember to keep your personal statement concise and focused.

  14. How to Craft a Winning Resume Personal Statement (+15 Examples and Tips

    Step 2: Add the years of relevant experience you have. Step 3: Mention your values and relevant skills in the CV personal statement. Step 4: Highlight your best achievements. Step 5: State your career goals and purposes in your profile statement for CV. Let's get into the detail of each step!

  15. Craft a winning personal statement for your CV to stand out

    Here are some expert-backed tips for writing a good personal statement on your CV. 1. Keep it short and on point. Keep your personal statement clean and concise. It's typically around four sentences long, or about 50 to 200 words. If you're overshooting that word count, see which nonessential parts can be omitted. 2.

  16. 9 winning personal statement examples for a job

    A personal statement, also known as a 'professional summary' or a 'CV summary', is one of the most important components of an application for universities or a job. Having an exceptional personal statement can increase your chances of being accepted or receiving a job offer. It shows a potential employer or university that your skills ...

  17. How To Write an Attention-Grabbing Personal Statement

    Generally, a small paragraph is enough in the body of your personal statement for an employer or recruiter. Related: 10 best skills to include on a CV. 6. Conclude your statement. End with a strong conclusion that summarises what you have already discussed and will leave a lasting impression on your reader.

  18. 16 Winning Personal Statement Examples (And Why They Work)

    Here are 16 personal statement examples—both school and career—to help you create your own: 1. Personal statement example for graduate school. A personal statement for graduate school differs greatly from one to further your professional career. It is usually an essay, rather than a brief paragraph. Here is an example of a personal ...

  19. Writing a personal statement for your CV

    A CV personal statement is a concise paragraph or summary, which details what you can bring to a job or company. It's also known as an opening statement, personal profile, personal summary or executive summary. Sitting at the top of your CV, it's your opportunity to sell yourself to employers and to highlight the relevant skills and experience ...

  20. How to write a CV personal profile (with 14 examples)

    2. Keep your CV statement short. Keep your CV profile to one paragraph comprised of three to six sentences. A hiring manager scans your CV for key terms to determine if they want to interview you for the role. Use simple sentence structures to ensure they can easily understand the message you're trying to convey. 3.

  21. CV Personal Statement: Examples and Actionable Tips

    A good personal statement is about 3-4 sentences long and occupies not more than 1/4th of the page. Alternatively, you can design a two-column CV and allocate the upper sidebar area for your personal statement. As a recent survey found, 77% of recruiters prefer two-column CVs to single-column ones.

  22. How To Write Personal Statement for a CV (With Tips and Examples)

    A personal statement for a CV is a concise summary of your CV showcasing your suitability for the job you're applying for. It provides an overview to the hiring manager about you as a professional and highlights your key skills and experience. Often placed at the top section of a CV, the personal statement is one of the most powerful areas of ...

  23. MEPN Application Process for Non-RNs

    Personal Statement. In 500 words or less: Please tell us about an individual, ... You'll need to submit a resume describing the nature, scope and areas of responsibility of all work experience. Volunteer or paid health-care related experience is recommended but not required.

  24. Crafting Effective Resumes for International Students

    Begin your resume with a concise introduction or objective statement. This section should summarize your career goals and highlight your unique selling points. It sets the tone for the rest of your resume and provides context for recruiters, making it easier for them to understand your career trajectory and aspirations.

  25. Welcome to the Purdue Online Writing Lab

    The Online Writing Lab at Purdue University houses writing resources and instructional material, and we provide these as a free service of the Writing Lab at Purdue.

  26. Miss Teen USA UmaSofia Srivastava resigns due to 'personal values'

    UmaSofia Srivastava, who took home the 2023 title in September, shared a lengthy statement Wednesday announcing her departure because her "personal values no longer fully align with the direction ...

  27. Additional context on the protest at Kelvin Smith Library Oval: May 6

    To the Case Western Reserve community, Today marks one week since protesters began an encampment on the Kelvin Smith Library Oval. The ongoing conflict at the center of this protest is a complex, often personal issue about which many in our university community feel passionately, but the devastating loss of Israeli and Palestinian lives should be a distress we all share.

  28. Credit cards fight $8 late fee limit, add new fees, higher rates

    A new $1.99-a-month fee for paper statements. Credit card issuers that specialize in co-branded cards offered by retailers — the cards shoppers often use to get perks with favorite brands ...

  29. Bank Statement Loans: Mortgages for the Self-Employed

    To qualify for a bank statement loan, you'll usually need at least 12 to 24 months of personal and business bank statements. This helps the lender establish your income trends and determine what ...