shop direct assignment

• Importing Training Assignments
• Configuring QualityOne Training Management Quizzes
• QualityOne Training Impact Assessments
• Configuring Facilitated Training
• Setting Up E-Learning Content Support
• Defining Training Completion Criteria for E-Learning Content

Configuring Direct Assignments (Training Management)

QualityOne Vaults provide Direct Assignments to allow you to issue training assignments to Learners as-needed, separately from the system-managed job process. This is useful for situations that require Learners to train on documents that may not be part of their normal training matrix or when you need to manually assign re-training. You can also use a direct assignment action to assign Learners a Curriculum , which can contain multiple training requirements .

Direct Assignment Objects

QualityOne uses the following objects to support Direct Assignments:

• Direct Assignment User Input ( direct_assignment_user_input__v ): This object represents data entered when you create a direct assignment. For example, due dates, Learners, and the reason for the assignment. Modify the page layout of this object to add or remove fields in the dialog box. As this object is intended only to collect data, we recommend that any reporting, searching, or other related functions be performed against the Direct Assignment Request object.
• Direct Assignment Request ( direct_assignment_request__v ): This object copies data from the Direct Assignment User Input object. When this object moves into the Issued state, Vault creates a training assignment and issues it to relevant Learners. Vault does not copy over custom fields added to the Direct Assignment User Input object. The Training Assignment record contains a reference to the Direct Assignment Request record, and the Direct Assignment Request record contains a reference to the Direct Assignment User Input object.

Configuration Overview

Configuring your Vault to use Direct Assignments involves the following steps:

• Configure the Direct Assignment user action for the Training Requirement or Curriculum object.
• Select the appropriate object types checkbox by navigating to Objects > Training Requirement > Object Types , then ensure you select Actions (not Fields ) beside the Actions menu. Select Edit Object Type Actions in the Actions menu to make this checkbox available for selection.
• Ensure appropriate users have Execute permission for the Direct Assignment user action.
• Configure Atomic Security on the Direct Assignment lifecycle for the Direct Assignment user action.

Note : Depending on your Vault’s creation date and which features are currently enabled and configured, some of the steps described in this article may be unavailable or already complete in your Vault.

Creating Direct Assignments

To create a direct assignment for a single Training Requirement :

• Navigate to a training requirement in the Available lifecycle state.
• Select Direct Assignment from the All Actions menu.
• Enter required fields and click Continue . You can select multiple Persons in the Learners field.

To create a direct assignment for a Curriculum :

• Navigate to a Curriculum in the Available lifecycle state.
• Enter required fields. You can select multiple Persons in the Learners field. Select a value for the Apply to Training Requirements in field to indicate whether Training Management should create Direct Assignment Request records for Training Requirements in Available States Only or All States Except Retired .
• Click Continue .

Vault creates a Direct Assignment User Input record and a Direct Assignment Request object record. The Direct Assignment User Input record contains a list of comma-separated Person ID values in the Learners ( learners__v ) text field. This record collects data only, and we recommend users use the Direct Assignment Request object for reporting and searching.

The Direct Assignment Request record contains:

• The Requested By field that is set to the person’s name who executed the user action.
• Other field values ( Learner , Due Date , Reason , and Training Requirement ). Vault copies these values from the Direct Assignment User Input record.

Vault immediately moves Direct Assignment Request records into the Issued state, which creates and issues a training assignment with the following properties:

• The Training Assignment record has a reference to the Direct Assignment Request record.
• The field Created Via Direct Assignment is set to “Yes” on the Training Assignment record.

If Vault encounters problems when creating Direct Assignment Request or Training Assignment records, an email is sent to the user who initiated the Direct Assignment action.

Note : Adding or editing entry criteria on the Direct Assignment Request lifecycle may prevent Vault from changing the state of a Direct Assignment Request from Created to Issued . This would mean Vault would not automatically create a training assignment after you use the Direct Assignment action.

Canceling Direct Assignments

You can cancel direct assignments in the following ways:

• Move the related training requirement or curriculum to the Retired state. This cancels any direct assignments immediately.
• Set the Person record Status to Inactive , or set its Training Eligibility to Ineligible .
• Select Change State to Cancelled from the All Actions menu. This action is only available for a training assignment created via a direct assignment ( Created Via Direct Assignment field is set to “Yes”).

Creating direct assignments does not affect the automation process. Training assignments created with the direct assignment action are ad-hoc and are not tracked in training matrices.

Integrating Training Management with QualityOne Processes

You can also issue a training assignment from a quality process. For example, a corrective action could require that certain users be trained on a training requirement.

To set this up:

• On the Direct Assignment Request object, create an object reference field to the target quality process. For example, Corrective Action .
• Create an object type for the quality process you want to integrate with.
• Associate the Requested By field and the object reference field to that object type.
• On the page layout for the target quality process, add a related object for Direct Assignment Request .

To issue an assignment:

• From your quality process, create a Direct Assignment Request record. If Requested By is not set, Vault populates that field with the user’s name who created the record.
• Change the state of the related Direct Assignment Request record to Issued.
• Once in Issued , Vault creates a Training Assignment record.

Related Permissions

You can complete all the steps in this article with the standard System Administrator or Vault Owner security profile. If your Vault uses custom security profiles, your profile must grant the following permissions :

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• Shopper Portal
• Client Portal

Frequently Asked Questions

Are you new to mystery shopping or looking for clarification? You’ve come to the right place!

Becoming a mystery shopper is a fun and flexible way to earn some extra cash. Mystery shoppers are independent contractors paid to evaluate businesses in person, on the phone, or online and evaluate their customer service, cleanliness, and other aspects of their operations.

• Independent contractors are not employees of Secret Shopper®
• An independent contractor is a self-employed individual who shops on behalf of Secret Shopper® to evaluate and assess various aspects of the customer experience for Secret Shopper® clients.
• Previous experience is not required.
• We are looking for reliable, detail-oriented Shoppers with exceptional written communication skills.
• All reports, some requiring images as proof of shop, are submitted online. Access to a mobile device, computer, or tablet is required.
• All assignments are due by noon Central Time the day after your assigned shop date unless the instructions state otherwise.
• The minimum age to register is eighteen years old.
• You are not applying to be an employee of the company. There is no employee-employer relationship.
• You are an independent contractor with the choice to accept or reject individual shopping assignments on a case-by-case basis.
• Secret Shopper® does not and has never charged anyone to become a Shopper.
• Some shops do require Shoppers to make a purchase during the shop. Payment for each shop is clearly listed with the shop assignment, and purchases are either reimbursed or already calculated into the shop payment.
• If you were charged any amount for registering as a Shopper, please check your financial statement for the correct name of the company.
• Demand for Shoppers changes regularly. After being accepted as a Shopper, you will have access to all the shops available in your area.
• If your area does not have any available shops, it may be because you do not meet certain demographic requirements, they were taken by other Shoppers, or no shops exist in your area at this time.
• Clients are added regularly, so you will want to check the site often for new shops.
• Most of the Shoppers with whom we contract, do mystery shopping part-time while working on other projects (including performing shops for other mystery shopping companies).
• We do require that you do not accept a mystery shopping assignment for a company where you or a family member are currently working or have previously worked.
• For more information, please see our Ethics Policy.
• We do not share your personal information with anyone, except as described in our Privacy Statement. The sections of our website that send sensitive personal information are encrypted using the latest and most secure encryption techniques.
• This can be verified by the "https" at the beginning of our web page address as well as the closed lock icon in the URL line of your browser.
• Your Shopper ID and password also prevent other people from accessing your information. It is important that you protect your information by not sharing your ID or password with anyone else.
• Please do not send us your full SSN to request a lost password, etc. We need only the last 4 digits of your SSN for verification purposes.
• Each shopping assignment has different client payments.
• Client payments range from $15 for basic shops and into the hundreds for more extensive shops.
• For some shops, such as a restaurant, the client payment may be to pay you for the cost of a meal for two.
• The client payment information for each unique situation is explained before you agree to do the shop.

Domestic Shoppers (US, CA, PRI)

• ACH (Direct Deposit) is deposited using a staggered date based on Shopper status for shops done the previous month.
• If the staggered date lands on a weekend or holiday, ACH will be deposited on the first business day after that date.
• Checks are mailed out on the 20th of every month for the previous month’s shops.
• If the 20th lands on a weekend or holiday, checks will be mailed the first business day after that date.
• The checks are valid for 60 days and should be cashed within this period.

International shoppers (Outside US, CA, PRI)

• Client payment is sent securely via PayPal. Client payments for approved shops are sent on the 20th of the month following the month the shop was completed. For example, a shop done in June would be paid on July 20th.
• NOTE: It is your responsibility to ensure that your PayPal email address is correct in our system.
• Yes, you can download the free Secret Shopper® app in both the Apple and Google Play stores.
• Registered Shoppers can use the app to self-assign shops, get directions, and fill out their reports.
• Android iOS
• If you have a Shopper ID and password and it doesn't work, please check to be certain you are using the Shopper login page .
• Please visit the Login Help page if your problem persists.
• Reset your Password - Go to your login page and press the reset password button to have your Shopper ID and a password reset emailed to you.

• Submission Guidelines

Securitization and Direct Assignment Transactions in the Indian Economy

[ Vineet Ojha is Manager – IFRS & Valuation Services at Vinod Kothari Consultants Pvt Ltd]

The current financial year has witnessed a sharp surge and a life time high in the volume of securitization and direct assignment transactions in the Indian economy. Consequent to the funding problems that non-banking finance companies (NBFC) and housing finance companies (HFCs) have been facing over the last few months, direct assignments of retail portfolios have picked up considerable pace, with volumes touching an all-time high of Rs. 1.44 lakh crore during the nine-month period (April-December) of financial year 2019 (FY 19). Of this, around Rs. 73,000 crore was raised by NBFCs and HFCs through sell-down of their retail and small and medium enterprises (SME) loan portfolio to various investors (primarily banks). Investor appetite, particularly from public sector banks and private banks, is high at present, considering investors are not exposed to entity-level credit risk, and are seen taking exposure to the underlying pool of retail and SME borrowers. Yields have gone up significantly with the changing market dynamics. The momentum in the securitization market is likely to remain strong in the current fiscal as it is emerging as an important tool for retail-focused NBFCs for raising funds at reasonable costs while simultaneously providing a hedge against asset-liability mismatches. A visual trend of the market over the years can be seen below:

Source: India Securitization Market: Booklet by VKCPL

Why the sudden surge?

Looking at the figure above, we can see a sharp surge in the direct assignment volumes in FY19. A majority of the issuances comes from the third quarter with around Rs. 73,000 crores. Although the major driver is the Infrastructure Leasing and Financial Services Limited (IL&FS) imbroglio, it is not the only reason for this development.

IL&FS crisis

Following the IL&FS crisis, the Reserve Bank of India (RBI) has time and again prompted banks to assist NBFCs to recover from the cash crunch. However, wary of the credit quality of the NBFCs and HFCs, the banks have shown more interest in the underlying loan portfolios than on the originator itself. Through direct assignment and securitization, these institutions get upfront cash payments against selling their loan assets. This helps these institutions during the cash crunch. Funds raised by NBFCs and HFCs through this route helped the financiers meet sizeable repayment obligations of the sector in an otherwise difficult market.

RBI relaxes MHP norms for long tenure loans

Another reason that explains this sudden surge in the volume of direct assignment or securitization volumes is the relaxation of the minimum holding period (MHP) criteria for long-tenure loans by the RBI. This increased the quantum of assets eligible for securitization in the system. The motivation was the same is to encourage NBFCs and HFCs to securitize their assets to meet their liquidity requirements. More details about this can be found here.

Effects of Securitization

Primarily, priority sector lending (PSL) requirements were the primary drivers for securitization. The number of financial institutions participating in securitization were quite low. Now, for liquidity concerns, NBFCs and HFCs were forced to rely on securitization to meet their liquidity needs. This not only made them explore a new mode of funding, but also solved other problems like asset liability mismatches. In the nine months of FY19 and FY18, the share of non-PSL transactions has increased to 35 per cent compared to 24 per cent in FY17 and less than 20 per cent in the periods prior to that.

However, it is not a rosy picture all over. Due to the implementation of IFRS, upon de-recognition of a loan portfolio from the financial statements of the company, the seller shall have to recognize a gain on sale on the transaction. These gains disturb the stability of the profit trend in these financial institutions which would result in volatile earnings in their statements. The NBFCs have been trying to figure out solutions which would allow them to spread the gain on transfer over the life of the assets instead of booking it upfront.

The securitization market remained buoyant in the third quarter driven by the prevailing liquidity crisis following defaults by IL&FS and its subsidiaries. This surge is good for the Indian securitization market as India’s contribution to global securitization market, at about USD 12 billion, is barely recognized, for two reasons – firstly, India’s market has so far been largely irrelevant for the global investors, and secondly, bulk of the market has still been driven by PSL requirements. PSL-based securitizations obviously take place at rates which do not make independent economic sense. Now due to the surge in non-PSL based securitization, the rates at which the portfolios are sold are attractive to investors. This could attract global investors to the market.

Now that financial institutions have gained exposure to the securitization markets, they find that the transactions are attractive for sellers as well as investors. Our interaction with leading NBFCs reveals that there are immediate liquidity concerns. Banks are not willing to take on-balance sheet exposure on NBFCs; rather they are willing to take exposure on pools. Capital relief and portfolio liquidity are additional motivations for the originators (and other potential investors) to enter into securitization transactions.

– Vineet Ojha

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17 Legit Ways You Can Get Paid to Shop in Your Free Time

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From personal grocery shopper jobs to Amazon and Walmart order delivery, here's a list of legit ways you can make money participating in everyone's favorite past time -- shopping.

• Side Hustles

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If you’re like most Americans, you probably spend hours each week grocery shopping [ 1 ] .

At this point, you’re familiar with your local stores and could find anything you need with your eyes closed.

So why not get paid to shop? Mystery shopping or working as a grocery food delivery driver is a viable side hustle that can utilize your skills and let you work on your own schedule.

If being a mystery shopper doesn’t appeal to you, you can make money while “shopping for yourself” by earning cashback or rewards points when shopping for every day things online.

The opportunities for personal shoppers will only continue to grow as it becomes more convenient to connect shoppers with customers. If you love shopping and want to make money doing it, you can shop for other people or work as a mystery shopper.

Grocery Shopper Jobs

A recent study by Acosta showed that 60% of urban shoppers and 25% of suburban dwellers get their groceries delivered [ 2 ] . Take advantage of this trend by working as a personal shopper for a grocery delivery service.

1. Instacart

Full-service shoppers can choose their work hours. As a full-service Instacart shopper, you’ll earn money per item for orders you shop and per delivery. Instacart pays its full-service shoppers weekly.

You can also work for Instacart as an in-store shopper. In-store shoppers don’t need access to the car because they only work in the store, shopping orders. As an in-store shopper, you’re a part-time employee of Instacart with a flexible schedule.

According to FastCompany, you’ll generally make a minimum of $7 to $10 per order as a full-service shopper for Instacart which might or might not include tips (Instacart recently changed their pricing structure in early 2019.)

Related: DollarSprout’s Instacart Shopper Review

Shipt personal shoppers shop and deliver food and household essentials. You have full control of your schedule with Shipt. Shipt requires shoppers to have a valid driver’s license and access to a reliable vehicle, 1997 or newer. You’ll also need to provide your own insulated cooler bag.

Shipt pays weekly, and you’ll gain access to a helpful community of other Shipt shoppers. According to Shipt, personal shoppers make an average of $22 an hour, but Glassdoor reports that Shipt personal shoppers make $11 to $14 per hour.

3. Walmart Personal Shopper

If you live near a Walmart, you can work as a Walmart personal shopper . Walmart has continued to expand its Grocery Pickup and Delivery services, and they have more than 45,000 personal shoppers. Each shopper takes a three-week training program to help them learn how to select the best produce, meat, and other grocery items for customers.

Grocery pickup is available in 3,000 stores, and Walmart piloted grocery delivery starting in early 2019. Based on positive feedback in the four test markets, Houston, Miami, Salt Lake City, and Tampa, they’ll continue to roll grocery delivery out to customers.

That means there will continue to be personal shopper opportunities at Walmart stores nationwide. Personal shoppers at Walmart will shop for groceries for the most part, although orders can sometimes include general merchandise as well.

4. Amazon Personal Shopper

Amazon offers multiple grocery and household item delivery services and hires personal shoppers for a few different roles.

As a Prime Now shopping team member , you’ll select items from retail stores to fulfill customers’ orders. After you’ve shopped the order, you’ll package it up for delivery. Amazon Prime Now personal shopping is a fast-paced environment, and you have to deliver most orders in two hours or less. Prime Now shoppers can select their own hours, usually on mornings, evenings, and weekends.

Amazon doesn’t require interviews or resumes for personal grocery shopper jobs. All you need to do is submit your application and attend a hiring event. According to Amazon’s job postings, personal shoppers earn between $15 and $17.25 an hour.

Flexible Errand Shopper

You can also work as a freelance personal shopper. By finding your own clients instead of working for a company, you can get more creative with your personal shopper jobs.

Many busy people will hire personal shoppers to also do things like drop off the dry cleaning or buy craft supplies. You can contribute to your community by grocery shopping for elderly people.

You’ll have to put in some work to find your own customers, but you’ll also have the freedom to set your own rates, schedule, and services.

5. Care.com

Did you know that Care.com isn’t just for babysitters? You can also list yourself on Care.com if you’d like to provide shopping, errand, or personal assistant services. Just create a service profile to describe yourself and your services and set your rate and location. Then you can start connecting with one of the 19.8 million families using the Care.com platform.

Care.com provides a lot of independence because you can choose your own rates, hours, and services. Personal assistants earn an average of $12.36 an hour on Care.com.

6. TaskRabbit

TaskRabbit is a site that connects clients and workers for single jobs. Jobs can range from putting furniture together to cleaning. TaskRabbit customers might also request delivery, shopping, or personal assistance.

It’s easy to get started with TaskRabbit. First, you need to register by entering your personal information. Then you should attend a TaskRabbit information center in your city. After completing these steps, you’re ready to start accepting tasks.

The app will notify you of jobs in your area. You can choose the tasks you’re interested in and then negotiate the details with your client.

Since TaskRabbit jobs are usually one-off, you can work when and where you want. You’re also capable of setting your own rates and deciding how much to charge for each job.

Related: 13 Apps That Pay You to Make Deliveries in Your Free Time

Mystery Shopper

Retail companies often want to collect information about their physical stores. Mystery shoppers are people who get paid to secretly shop at a store and then provide feedback on their experience.

A mystery shopper might report back on merchandise stocking, promotion signage, or checkout experience. Keep in mind, reputable mystery shopping companies won’t charge a fee to sign up or require expensive, up-front training. If a company tries to do that, it’s likely a scam you should steer clear of.

7. Secret Shopper

Secret Shopper has been around since 1990 and is a founding member of the Mystery Shopper Providers Association. There’s no fee to sign up with Secret Shopper.

To work as a shopper for Secret Shopper, you need access to a computer to submit shopping reports. You’ll also need a digital camera or scanner to submit proof that you did shop where you were supposed to. You’ll be reimbursed for any purchases required during your visit.

All shoppers are independent contractors, and shoppers typically make $12 to $25 an hour.

8. Pinnacle

Pinnacle hires mystery shoppers to shop and report on their experience. Once you’re registered with Pinnacle, you’ll receive an email notification each time Pinnacle posts a job in your area.

Surveys are due within 12 hours of completing each mystery shop assignment. Shop assignments pay anywhere from $4 to $75 per job, depending on the type of request. Schedulers in your area will decide which jobs to assign to you based on your location, rating, and experience.

9. IntelliShop

IntelliShop hires mystery shoppers to help business owners improve their customer experience. Once you’ve signed up with IntelliShop, you’ll receive job assignments, and most shops will have a start date and a due date.

You need to submit your shopping report within 12 hours of the due date. You can increase your chances of getting shopping assignments by building a good track record with IntelliShop so avoid canceling or missing assignments.

Other Ways to Get Paid to Shop (for Yourself)

You can find plenty of ways to get paid to shop for others, but you can also make money shopping for yourself. Take advantage of cash-back apps to make money on your normal shopping routine. Some of these apps offer cash back at grocery stores, home goods stores, and more.

10. DollarSprout Rewards

If you do any shopping online (and who doesn’t?), then you need to make sure you have DollarSprout Rewards installed on your browser. DollarSprout Rewards is a free desktop extension that works in either Chrome or Safari that finds you cash back deals at over 15,000 merchants. And if the cash back deals aren’t enough, the extension also has a coupon code finder that automatically find and applies the best codes for you at checkout. 

DollarSprout Rewards is free to install and pays out monthly via PayPal, all cash (once you hit a $5 min. balance).

11. Capital One Shopping

Capital One Shopping  is a savings and rewards app and browser extension you can use to find discounts on anything from pet supplies and books to clothes and electronics.

All you need to do to earn rewards with Capital One Shopping is download the app or browser extension and create an account. From there, any time you shop online, it’ll search the internet to look for coupons and lower prices for the items in your cart. Sometimes you’ll be able to stack discounts and save even more money by getting both a percentage off your purchase and earning loyalty rewards that you can redeem for gift cards. And the best part is, once Capital One Shopping finds a deal for you, you don’t have to do anything else; it’s automatically applied when you checkout.

The money you save with Capital One Shopping is credited into your account. You can then exchange your rewards for gift cards to retailers like Kohl’s, Bed Bath and Beyond, and  Barnes and Noble, or you can leave it in your account as a credit to apply towards future Capital One Shopping purchases. Each gift card retailer has its own threshold for cashing out, so make sure you’ve reached that threshold before you try to redeem your credits.

Note: Capital One Shopping compensates us when you get the Capital One Shopping extension using the links provided.

12. Shopkick

Shopkick offers reward points for both in-store and online purchases. You can also earn rewards by shopping with a linked card and watching promotional videos. Once you earn enough Shopkick rewards points or “kicks,” you can redeem them for gift cards.

13. Rakuten

Rakuten is a free reward shopping site. You can get cash back on your favorite sites, like Amazon, Old Navy, and Sephora.

To access cash-back deals on Rakuten, create an account. Then, you have two options. First, you can go to Rakuten’s website and click on the store you want to shop at. There, you’ll see a list of current cash-back deals. You can also make the process more seamless by installing the Rakuten browser extension. This will automatically search and apply deals for whatever site you’re shopping.

Watch your cash back accumulate on your Rakuten account. You’ll receive a quarterly check for any cash back earned, as long as you’ve accumulated more than $5 in rewards. You can also get a direct deposit into your PayPal account. For example, you’ll receive payment on May 15 for cash back earned in January through March.

Ibotta is a cash-back app that rewards you for shopping in your favorite stores. You can earn cash back with both in-store and online purchases. To earn money by shopping with Ibotta, check out the deals Ibotta is offering at a given store. Offers apply to both in-store and online purchases. You can even earn cash back when booking travel on select hotel and rental car websites.

It’s easy to redeem your reward dollars with Ibotta. Withdraw your cash back any time after you’ve earned $20 or more. You can transfer the rewards cash to PayPal or Venmo.

Dosh users earn cash back at thousands of stores and restaurants. To earn rewards, you have to link your credit and debit cards to Dosh. You’ll get cash back each time you make a purchase using a linked card. You can get up to 10% cash back on each purchase depending on what each individual retailer offers.

You’ll get credit for all purchases made at a participating store or establishment on a linked card. You don’t have to upload receipts or buy specific items and you can withdraw the funds to PayPal or Venmo or donate to a charity.

16. Checkout 51

Checkout 51 users can earn cash back on grocery shopping via the Checkout 51 app. To get started, download the free app and create an account. Each Thursday, Checkout 51 will send a list of the latest offers.

You can earn rewards by checking each offer item on your receipt after you’re done shopping. Then upload a picture of your receipt to the Checkout 51 app. Although Checkout 51 deals are for specific products, you can buy them at any store. Rewards are transferred to your account once they approve your receipt.

Download the Drop app to earn points for everyday purchases. You can earn rewards when you order food on Uber Eats, buy a coffee at Starbucks, or grab the latest lululemon leggings. Once you’ve earned enough points, you can redeem them for gift cards to your favorite stores. To get started with Drop, download the free app , and start shopping.

The Bottom Line

Personal shopping and mystery shopping can satisfy your itch to shop without breaking your budget. It’s like window shopping, but better because you’re actually buying things.

If you don’t have any spare time to shop, a cash-back app might be a better way to go. You can download one of these get paid to shop apps and start making cash or earning rewards by doing your usual shopping.

Grocery delivery services and get paid to shop apps have made it easier than ever to get paid to shop. Depending on your schedule, you can take a personal grocery shopper job, start your own personal shopping business, or use an app that pays you to shop.

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As of April 8, 2024, all W-9’s submitted with a New Supplier Request or on a Supplier Change Request in ShopUW+ must be on the new March 2024 version of the W-9. A fillable version …

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What to know before you begin

This is an accordion element with a series of buttons that open and close related content panels.

What’s my role?

Confirm your ShopUW+ and ChemManager+ roles before you begin working:

• Log in to ShopUW+
• Click the Profile icon
• Click on View My Profile
• From the left column, click on User Roles and Access
• Click on and Assigned Roles to see your role

If you have questions about why you have been assigned your role, please email your Campus Contact . Your training will show how your role interacts with the other roles described below.

Role: Shopper

• Fill carts for catalog vendors and assign to a Requester
• Initiate a requisition for a traditional PO and assign to a Requester
• Shopper security role automatically assigned to every UW Employee
• Do not need to enter a funding string, but they can attach documents and comments
• Cannot initiate Direct Payments (DPs), Payments to Individuals (PIRs), Refund of Receipts (RORs)

Role: Requester

• Perform all of the functions of the Shopper
• Review and submit requisitions and transactions
• Create and submit Direct Payments (DPs), Payments to Individuals (PIRs), Refund of Receipts (RoRs) Verify and finalize accounting and shipping information
• Attach necessary documentation
• Add comments if needed

Role: Approver

• Cannot approve their own requisitions or payment requests
• Review requisitions, transactions, and payment requests, returning, rejecting, forwarding, adding comments, and approving as appropriate
• If there is not an approver different from the requester in the workflow, the request will get stuck and must be cleared by an administrator

Do I have to take training before using ShopUW+?

Training is not required. However, completing all of your recommended training courses in order is going to help you understand the platform and help you work confidently in the quickest way possible.

You will learn how to complete common workflows and get answers to your questions as you work through the modules. You will continue to have access to the modules for future reference.

ShopUW+ training courses

I’m ready! Where do I start?

Great! A fter you review the resources and c omplete your training ,  you will be ready  for  ShopUW + . Get started now.  

ShopUW+ (Jaggaer) Accessibility and Usability Information

This information summarizes the accessibility and usability barriers identified during testing as well as how to get help.

ShopUW+ is the tool employees at all University of Wisconsin institutions use to place orders, submit purchase requisitions or submit requests for payments. Some will use the system on rare occasions, others use it to perform their daily work. Learn more>>>

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Removing direct Assignments for a user

• April 9, 2024 March 28, 2021

This is a lesser known feature where a user can be removed from different groups at once.Go to Organization Settings and Users.

In the users, list of users would be displayed, click on the 3 dots next to the user

You will get options like shown above which also includes “Remove direct assignments”. And when you click on “Remove Direct Assignments” you will get a popup message as shown below.. When you click on “Remove” the user, the groups associated user would be removed..

Year of Direct Assignments: Volumes surge as NBFCs loan-sell as the way

By Vineet Ojha ( [email protected] )

Financial year ending 2019 saw a sharp surge and a life time high in the volume of securitisation/ direct assignment transactions in the economy. Consequent to the funding problems that the NBFC and HFCs have been facing over the last few months, direct assignment of retail portfolios have picked up considerable pace, with volumes touching an all-time high of Rs 1.44 lakh crore during the nine-month period (April-December) of FY2019. Of this, around Rs 73,000 crore was raised by NBFCs and HFCs through sell-down of their retail and SME loan portfolio to various investors (primarily banks). Investor appetite, particularly from public sector banks and private banks, is high at present, considering investors are not exposed to entity level credit risk, and are seen taking exposure to the underlying pool of retail and SME borrowers. Yields have gone up significantly with the changing market dynamics. The momentum in the securitisation market is likely to remain strong in the current fiscal as it is emerging as an important tool for retail focussed NBFCs for raising funds at reasonable costs while simultaneously providing a hedge against Asset-Liability mismatches. A visual trend of the market over the years can be seen below:

Why the sudden surge?

Looking at the figure above, we can see a sharp surge in the DA volumes in FY19. Majority of the issuance comes from Q3 in the year with around Rs. 73,000 crores. Although the major driver is the IL&FS imbroglio, it is not the only reason for this development.

IL&FS crisis:

Following the IL&FS crisis, the RBI has time and again prompted banks to assist NBFCs to recover from the cash crunch. However, wary of the credit quality of the NBFCs/ HFCs, the banks have shown more interest on the underlying loan portfolios than on the originator itself. Through direct assignment and securitization, these institutions get upfront cash payments against selling their loan assets. This helps these institutions during the cash crunch. Funds raised by NBFCs and HFCs through this route helped the financiers meet sizeable repayment obligations of the sector in an otherwise difficult market

RBI relaxes MHP norms for long tenure loans:

Another reason that explains this sudden surge in the volume of direct assignment or securitization volumes was the relaxation of the minimum holding period (MHP) criteria for long-tenure loans by the RBI. This increased the quantum of assets eligible for securitisation in the system. The motivation was the same, to encourage NBFCs and HFCs to securitise their assets to meet their liquidity requirements. You can read more about the same in our article here.

Effects of Securitisation

Primarily, PLS requirements were the primary drivers for securtisation. The number of financial institutions participating in securitization were quite low. Now, for liquidity concerns, NBFCs and HFCs were forced to rely on securitization to meet their liquidity needs. This, not only made them explore a new mode of funding, but also solved other problems like asset liability mismatches. In the nine months of FY19 and FY18, the share of non- PSL transactions has increased to 35 per cent compared to 24 per cent in FY17 and less than 20 per cent in the periods prior to that.

However, it’s not a rosy picture allover. Due to the implementation of IFRS, upon derecognized of a loan portfolio from the financial statements of the company, the seller shall have to recognize a gain on sale on the transaction. These gains disturb the stability of the profit trend in these financial institutions which would result in volatile earnings in their statements. The NBFCs have been trying to figure out solutions which would allow them to spread the gain on transfer over the life of the assets instead of booking it upfront.

The securitisation market remained buoyant in the third quarter driven by the prevailing liquidity crisis, following defaults by IL&FS and its subsidiaries. This surge is good for the Indian securitization market as India’s contribution to global securitization market, at about USD 12 billion, is barely recognized, for 2 reasons – one, India’s market has so far been largely irrelevant for the global investors, and secondly, bulk of the market has still been driven by priority sector lending (PSL) requirements. PSL-based securitisations obviously take place at rates which do not make independent economic sense. Now due to the surge in non-PSL based securitization, the rates at which the portfolios are sold are attractive to investors. This could attract global investors to the market.

Now that financial institutions have gained exposure to the securitization markets, they find that the transactions are attractive for sellers as well as investors. Our interaction with leading NBFCs reveals that there are immediate liquidity concerns . Banks are not willing to take on-balance sheet exposure on NBFCs; rather they are willing to take exposure on pools. Capital relief and portfolio liquidity are additional motivations for the originiators (and other potential investors) to enter into securitization transactions.

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• web: www.ibls.ru

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